Citibank Card Debt Consolidation Loans

Citibank Card Debt Consolidation Loans

Repayment term up to 72 months
4.26%
APR*
HK$102,280
Total Amount Payable
HK$2,280
Total Interest Payable
MoneySmart Exclusive
New customer who successfully apply and drawdown Citi Speedy Cash or Citi Card Debt Consolidation Loan, can get up to HK$3,000 welcome offer + HK$4,000 MoneySmart reward = total HK$7,000 cash voucher!

Valid till 30 Sep 2020

  • Customers who successfully apply and draw down the approved loan for Citi Speedy Cash or Citi Card Debt Consolidation Loan via designated link on MoneySmart website during the Promotional Period of 1st July 2020 to 30th Sep 2020, will be awarded with the corresponding amount of coupons as follows:
  • If the loan amount is between HK$100,000 - HK$199,900, customer is eligible for HK$1,000 welcome offer + HK$1,000 MoneySmart reward = total HK$2,000 cash voucher
  • If the loan amount is between HK$200,000 - HK$799,999, customer is eligible for HK$2,000 welcome offer + HK$2,000 MoneySmart reward = total HK$4,000 cash voucher
  • If the loan amount is HK$800,000 or above, customer is eligible for HK$3,000 welcome offer + HK$4,000 MoneySmart reward = total HK$7,000 cash voucher
  • Customers who successfully apply for Citi Speedy Cash or Citi Debt Consolidation Loan within the Promotion Period and drawn down on or before Oct 15, 2020 with a specific loan amount and repayment term 12 months or above will be eligible for the Welcome Offer. Only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
  • *Please turn off AdBlocker and incognito mode before apply, to make sure you can successfully redeem exclusive reward
  • Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

Quick Facts

Best For

Repayment term up to 72 months

Loan Approval Time

usually within 1-2 working day(s). Selected customers can enjoy instant approval upon application at designated time.

Loan Disbursement

Citibank will repay the credit card debts directly for the applicants. The remainder of the loan will then be credited to the applicants either by cash, cashier order or to his/her bank account.

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Applicants with a minimum monthly income of HK$6,000 in the same employment for 3 months can apply for Citibank Card Debt Consolidation Loans online or by phone. Selected customers can even enjoy immediate approval during office hours.

All Details

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Monthly Payment
HK$8,523