1.78%

APR*

The above example is for reference only to illustrate APR. The actual APR applicable may differ, which is to be considered on a case-by-case basis in accordance with customer’s profile.

^HK$100,960

Total Amount Payable

^HK$960

Total Interest Payable

All Details

• Key Features

  • APR as low as 1.78%*

  • Repayment term up to 60 months

  • No hidden terms and conditions

  • Loan amount is up to 12 times your monthly basic salary or HK$3,500,000, whichever is lower

  • APR as low as 1.78% (calculation based on the monthly flat rate 0.08% with loan amount of HK$3,500,000 and repayment period of 12 months), and is applicable to Citigold Private Client customers with Citi ULTIMA; the actual APR may vary for individual customers

  • To borrow or not to borrow? Borrow only if you can repay!

• Repayment Summary

  Principal Loan Amount	HK$100,000
  Total Interest Payable	HK$960
  Monthly Payment	HK$8,413
  Total Amount Payable	HK$100,960
  Handling Fee	HK$0
  Annual Percentage Rate	1.78%
  Monthly Interest Rate	0.08%
  Loan Tenure	12 Months

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Plan Materials

Brochure	Read More
Terms and Conditions	Read More

Eligibility

Age Requirement	18
Residency Status	HK Resident
Employment Status	Full-time for at least 3 months

Loan Features

Processing Fee Waiver