CreFIT Cash Loan: Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 60s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. Disburse to the designated bank account(s) via FPS immediately upon the acceptance of loan agreement, accompanied by a 7-day Interest-free cooling-off period, enhancing flexibility in the repayment process. The maximum loan amount is up to HK$500,000, with no drawdown or annual charges, while safeguarding your credit rating. Available for average monthly salary of as low as HK$5,000!
1.98%
APR as low as*
HK$216,464
Total Amount Payable
HK$16,464
Total Interest
MoneySmart Exclusive
Loan amounts up to HK$500,000!
CreFIT Cash Loan is available for monthly salary as low as HK$5,000, with no documents are required*

Pledges approval result within 60 seconds^ from receive complete loan application information and customer’s consent for accessing the credit reference report. If the approval result is not available within the guaranteed time, successfully approved customers can enjoy an Interest Waiver Coupon up to value HK$1,000⁺.

#No credit report checks on Incognito mode quotation stage and authorize the credit report to complete the approval after that. 
^ From your consent accessing the credit report to the approval result.  Applicable to qualified customers only.  For details, please refer to the website. 
⁺VCREDIT reserves the final rights and is subject to the terms and conditions on a case-by-case basis. 
Valid until 30 Jun 2025 - See more details below

Are you eligible?

    • No documents are required*. You just fill in your employment details and current debt level to apply for a loan.
      *If we cannot confirm your information, additional supporting documents may be required. 
    • Cash Loan Approval Pledge ^
      ^Pledges approval result within 60 seconds^ from receive complete loan application information and customer’s consent for accessing the credit reference report. If the approval result is not available within the guaranteed time, successfully approved customers can enjoy an Interest Waiver Coupon up to value HK$1,000⁺.
       
      VCREDIT reserves the final rights and is subject to the terms and conditions on a case-by-case basis. 
    • Incognito mode quotation with no impact on credit rating#, No income proof required 
       
      #No credit report checks on Incognito mode quotation stage and authorize the credit report to complete the approval after that. 
T&Cs

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$9,019