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DBS Debt Consolidation Loan

DBS Debt Consolidation Loan

DBS Debt Consolidation Loan

DBS Debt Consolidation Loan

Monthly PaymentHK$9,047
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🪄Get extra HK$800 cash regardless of approval !
DBS Debt Consolidation Loan offers as low as 0.11% monthly flat rate (APR as low as 6.38%). The maximum loan amount is HK$2,000,000. It helps you pay off credit card debts and gives you extra cash at the same time. Suitable for applicants with a substantial amount of debts, to clear debts in a longer repayment period. Enjoy up to HK$37,300 reward for successful applications with a designated loan amount.
6.38%
APR as low as*
HK$209,120
Total Amount Payable
HK$9,120
Total Interest Payable
MoneySmart Exclusive

Limited-Time May Exclusive: Total Rewards Up to HK$39,600【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart, with repayment period of 36 months or above, can get up to HK$23,800 rewards + Extra up to 130,000 SmartPoints! Get up to a total HK$36,800 reward! From May 12 to May 26, enjoy an extra limited-time offer of total HK$2,800 cash rewards!
⠀⠀
1️⃣ 130,000 SmartPoints can fully redeem HK$13,000 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or iPhone 16 Pro, 256 GB (Value: HK$9,399) or MacBook Air 13” M3 chip (8GB Memory, 256GB SSD) (Value: HK$8,999) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or cash out HK$8,666 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
⠀⠀
2️⃣ 🪄 Debtium Expellium – Cashus Fulfillium✨
From 12 May until 26 May 2025, customers who successfully applied for a designated loan via MoneySmart with the required documents submitted, can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account -  regardless of approval! Curving for more? Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints) —— Total reward up to HK$2,800 Cash!
T&C applies.

Valid until 26 May 2025 - See more details below

Are you eligible?

    • 【Debtium Expellium – Cashus Fulfillium】
      From 12 May until 26 May, 2025, customers who successfully applied for a designated loan via MoneySmart with the required documents submitted, can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account, regardless of approval. Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints)
      ⠀⠀
      Eligible customers must complete and submit the redemption form after logging in to MoneySmart on or before 30 June 2025, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS. The above offer is subject to Terms and Conditions, please click here for details.
      ⠀⠀

    • You need to apply on or before 31 May 2025 and draw down the loan within 1 calendar month from the application date, to be entitled to the extra rewards up to 130,000 SmartPoints :
      【MoneySmart Extra Incentive】
      ・Loan amount between HK$100,000 - $299,999, enjoy an extra reward of up to 20,000 SmartPoints/ HK$2,000 voucher
      ・Loan amount between HK$300,000 - $699,999, enjoy an extra reward of up to 72,000 SmartPoints/ HK$7,200 voucher
      ・Loan amount between HK$700,000 - $999,999, enjoy an extra reward of up to 103,000 SmartPoints/ HK$10,300 voucher
      ・Loan amount above HK$1,000,000, enjoy an extra reward of up to 110,000 SmartPoints/ HK$11,000 voucher
      ⠀⠀
      【New Customer Incentive】
      ・Loan amount between HK$100,000 - $299,999, enjoy up to 3,000 SmartPoints/ HK$300 voucher
      ・Loan amount between HK$300,000 - $699,999, enjoy up to 10,000 SmartPoints/ HK$1,000 voucher
      ・Loan amount between HK$700,000 - $999,999, enjoy up to 20,000 SmartPoints/ HK$2,000 voucher
      ・Loan amount above HK$1,000,000, enjoy up to 20,000 SmartPoints/ HK$2,000 voucher

    • 【DBS Coupon】
      During the Promotion Period (1 April 2025 - 30 June 2025, both days inclusive) of the DBS Debt Consolidation Loan Promotion, customers who successfully apply for DBS Debt Consolidation Loan and draw down the approved Loan within one calendar month from the application date of the Loan, with the repayment period of 36 months or above, will be awarded with the below Rewards based on the loan amount stated.
      ・Loan amount between HK$100,000 - $299,999, enjoy up to HK$1,000 reward
      ・Loan amount between HK$300,000 - $699,999, enjoy up to HK$2,300 reward
      ・Loan amount between HK$700,000 - $999,999, enjoy up to HK$5,800 reward
      ・Loan amount between HK$1,000,000-$1,499,999, enjoy up to HK$11,800 reward
      ・Loan amount above HK$1,500,000, enjoy up to HK$23,800 reward

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 30 June 2025

  3. A redemption letter will be sent to the eligible customer by mail within 7 months after the end of the Promotional Period for the customer to redeem the DBS Coupons at designated redemption centre. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.

  4. Use SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
    *SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&C applies

  5. With 130,000 SmartPoints earned, you can redeem:
    - iPhone 16 Pro, 256 GB (Value: HK$9,399) | Redeem in Full
    - MacBook Air 13” M3 chip (8GB Memory, 256GB SSD) (Value: HK$8,999) | Redeem in Full
    - 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) | Redeem in Full
    - Up to HK$13,000 cash coupon | Redeem in Full
    - Cash out HK$8,666 via FPS
    - OR many other options available at our Rewards Store today.

T&Cs
Claim Form

Quick Facts

Best For

Cash coupons for online applications

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Apply DBS Debt Consolidation Loan via MoneySmart to enjoy up to HK$37,300 reward for successful applications with designated loan amount.

All Details

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Monthly Payment
HK$9,047
Apply Now