Loan amount up to HK$2,000,000
DBS Debt Consolidation Loan offers as low as 0.11% monthly flat rate (APR as low as 6.38%). The maximum loan amount is HK$2,000,000. It helps you pay off credit card debts and gives you extra cash at the same time. Suitable for applicants with a substantial amount of debts, to clear debts in a longer repayment period. Enjoy up to HK$36,799 reward for successful applications with a designated loan amount.
6.48%
APR*
HK$313,680
Total Amount Payable
HK$13,680
Total Interest Payable
MoneySmart Exclusive

👑Rewards Peaking: Up to HK$36,799!Take a step to building your wealth by consolidating your debts today! 
During Flash Sales (15-31 May 2024), both new and existing customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$23,800 rewards. But that's not ALL! Customers could also get an extra MoneySmart exclusive reward: up to HK$10,500 cash vouchers or 105,000 SmartPoints or The New iMac 24-in. (M3) or iPhone 15 256GB or iPad Pro 11-in. (4th generation) Wi-Fi 128 GB! With the DBS coupon and Application Bonus, the total rewards can be elevated up to HK$36,799!

Valid until 31 May 2024 - See more details below

Are you eligible?

    • You need to apply on or before 31 May 2024 and draw down the loan on or before 21 June 2024

    • 【MoneySmart Exclusive】
      - Loan amount between HK$1,000,000 or above, enjoy an extra The New iMac 24-in. (M3) 10-Core CPU, 10-Core GPU, 512GB SSD (Retail price: HK$12,999)/ [Upgraded!] 105,000 SmartPoints/ HK$10,500 Apple Store Gift Card/ HK$10,500 PARKnSHOP Supermarket Voucher/ HK$10,500 SHKP Mall Voucher!
      - Loan amount between HK$700,000 - $999,999, enjoy an extra iPhone 15 256GB (Retail price: HK$7,699)/ [Upgraded!] 80,000 SmartPoints/ HK$8,000 Apple Store Gift Card/ HK$8,000 PARKnSHOP Supermarket Voucher/ HK$8,000 SHKP Mall Voucher!
      - Loan amount between HK$300,000 - $699,999, enjoy an extra iPad Pro 11-in. (4th generation) Wi-Fi 128GB (Retail price: HK$6,499)/ [Upgraded!] 60,000 SmartPoints/ HK$6,000 Apple Store Gift Card/ HK$6,000 PARKnSHOP Supermarket Voucher/ HK$6,000 SHKP Mall Voucher!
      - Loan amount between HK$100,000 - $299,999, enjoy an extra [New!] AirPods Pro (2nd generation) (Retail price: HK$1,849)/ [Upgraded!] 15,000 SmartPoints/ HK$1,500 Apple Store Gift Card/ HK$1,500 PARKnSHOP Supermarket Voucher/ HK$1,500 SHKP Mall Voucher!

    • 【DBS Cash Coupon】
      - Loan amount above HK$1,500,000, enjoy up to HK$23,800 reward
      - Loan amount between HK$1,000,000 - $1,499,999, enjoy up to HK$11,800 reward
      - Loan amount between HK$700,000 - $999,999, enjoy up to HK$5,800 reward
      - Loan amount between HK$300,000 - $699,999, enjoy up to HK$2,300 reward
      - Loan amount between HK$100,000 - $299,999, enjoy up to HK$1,000 reward

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 July 2024

  3. A redemption letter will be sent to the eligible customer by mail within 3 months after the end of the Promotional Period for the customer to redeem the DBS Coupons at designated redemption centre. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.

T&Cs
Claim Form

Quick Facts

Best For

Cash coupons for online applications

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Apply DBS Debt Consolidation Loan via MoneySmart to enjoy up to HK$36,799 reward for successful applications with designated loan amount.

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$13,070