Loan amount up to HK$2,000,000
DBS Debt Consolidation Loan offers as low as 0.11% monthly flat rate (APR as low as 6.38%). The maximum loan amount is HK$2,000,000. It helps you pay off credit card debts and gives you extra cash at the same time. Suitable for applicants with a substantial amount of debts, to clear debts in a longer repayment period. Enjoy up to HK$32,000 reward for successful applications with a designated loan amount.
6.49%
APR*
HK$200,000
Total Amount Payable
HK$9,120
Total Interest Payable
MoneySmart Exclusive

【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$23,800 rewards + Extra up to 82,000 SmartPoints! Get up to a total HK$32,000 reward!
⠀⠀
82,000 SmartPoints can fully redeem HK$8,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy Z Flip 6 5G (8GB RAM + 256GB) (Value: HK$8,698) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or cash out HK$5,466 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!

Valid until 31 Dec 2024 - See more details below

Are you eligible?

    • You need to apply on or before 31 December 2024 and draw down the loan on or before 20 January 2025

    • 【DBS Coupon】
      Loan amount between HK$100,000 - $299,999, enjoy up to HK$1,000 reward
      Loan amount between HK$300,000 - $699,999, enjoy up to HK$2,300 reward
      Loan amount between HK$700,000 - $999,999, enjoy up to HK$5,800 reward
      Loan amount between HK$1,000,000-$1,499,999, enjoy up to HK$11,800 reward
      Loan amount above HK$1,500,000, enjoy up to HK$23,800 reward

    • 【MoneySmart Extra Incentive】
      Loan amount between HK$100,000 - $299,999, enjoy an extra reward of up to 9,000 SmartPoints/ HK$900 voucher
      Loan amount between HK$300,000 - $699,999, enjoy an extra reward of up to 24,000 SmartPoints/ HK$2,400 voucher
      Loan amount between HK$700,000 - $999,999, enjoy an extra reward of up to 43,000 SmartPoints/ HK$4,300 voucher
      Loan amount above HK$1,000,000, enjoy an extra reward of up to 62,000 SmartPoints/ HK$6,200 voucher

    • 【New Customer Incentive】
      Loan amount between HK$100,000 - $299,999, enjoy up to 3,000 SmartPoints/ HK$300 voucher
      Loan amount between HK$300,000 - $699,999, enjoy up to 5,000 SmartPoints/ HK$500 voucher
      Loan amount between HK$700,000 - $999,999, enjoy up to 9,000 SmartPoints/ HK$900 voucher
      Loan amount above HK$1,000,000, enjoy up to 20,000 SmartPoints/ HK$2,000 voucher

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 January 2025

  3. A redemption letter will be sent to the eligible customer by mail within 8 months after the end of the Promotional Period for the customer to redeem the DBS Coupons at designated redemption centre. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.

  4. Use SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
    *SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&C applies

  5. With 82,000 SmartPoints earned, you can redeem:
    - SAMSUNG Galaxy Z Flip 6 5G (12GB RAM + 256GB) (Value: HK$8,698) | Redeem in Full
    - 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) | Redeem in Full
    - SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) | Redeem in Full
    - Cash out HK$5,466 via FPS
    - OR many other options available at our Rewards Store today.

T&Cs
Claim Form

Quick Facts

Best For

Cash coupons for online applications

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Apply DBS Debt Consolidation Loan via MoneySmart to enjoy up to HK$32,000 reward for successful applications with designated loan amount.

All Details

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Monthly Payment
HK$8,713