Loan amount up to HK$2,000,000
DBS Debt Consolidation Loan offers as low as 0.11% monthly flat rate (APR as low as 6.38%). The maximum loan amount is HK$2,000,000. It helps you pay off credit card debts and gives you extra cash at the same time. Suitable for applicants with a substantial amount of debts, to clear debts in a longer repayment period. Enjoy up to HK$32,000 reward for successful applications with a designated loan amount.
6.61%
APR*
HK$101,440
Total Amount Payable
HK$1,440
Total Interest Payable
MoneySmart Exclusive

【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$23,800 rewards + Extra up to HK$8,200 PARKnSHOP Supermarket Cash Voucher/ Apple Store Gift Card! Get up to a total HK$32,000 reward!

Valid until 31 May 2024 - See more details below

Are you eligible?

    • You need to apply on or before 31 May 2024 and draw down the loan on or before 21 June 2024

    • 【DBS Coupon】
      Loan amount between HK$100,000 - $299,999, enjoy up to HK$1,000 reward
      Loan amount between HK$300,000 - $699,999, enjoy up to HK$2,300 reward
      Loan amount between HK$700,000 - $999,999, enjoy up to HK$5,800 reward
      Loan amount between HK$1,000,000-$1,499,999, enjoy up to HK$11,800 reward
      Loan amount above HK$1,500,000, enjoy up to HK$23,800 reward

    • 【MoneySmart Extra Incentive】
      Loan amount between HK$100,000 - $299,999, enjoy an extra reward of up to HK$900
      Loan amount between HK$300,000 - $699,999, enjoy an extra reward of up to HK$2,400
      Loan amount between HK$700,000 - $999,999, enjoy an extra reward of up to HK$4,300
      Loan amount above HK$1,000,000, enjoy an extra reward of up to HK$6,200

    • 【New Customer Incentive】
      Loan amount between HK$100,000 - $299,999, enjoy up to HK$300 reward
      Loan amount between HK$300,000 - $699,999, enjoy up to HK$500 reward
      Loan amount between HK$700,000 - $999,999, enjoy up to HK$900 reward
      Loan amount above HK$1,000,000, enjoy up to HK$2,000 reward

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 July 2024

  3. A redemption letter will be sent to the eligible customer by mail within 3 months after the end of the Promotional Period for the customer to redeem the DBS Coupons at designated redemption centre. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.

T&Cs
Claim Form

Quick Facts

Best For

Cash coupons for online applications

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Apply DBS Debt Consolidation Loan via MoneySmart to enjoy up to HK$32,000 reward for successful applications with designated loan amount.

All Details

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Monthly Payment
HK$8,453