Instant cash out single-handedly
DBS offers different loan solutions with simple application procedures, and helps you manage your finances more flexibly. The maximum loan amount is HK$2,000,000. The minimum annual salary is only HK$80,000. No income proof required.
6.72%
APR
HK$209,600
Total Amount Payable
HK$9,600
Total Interest Payable
MoneySmart Exclusive

【🔝Offer Upgrade!】New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to HK$7,200 PARKnSHOP Supermarket Voucher/ Apple Store Gift Card! Get up to a total HK$19,200 reward!

Valid until 31 Jul 2024 - See more details below

Are you eligible?

    • You need to apply on or before 31, July 2024 and draw down the loan on or before 21, August 2024

    • 【DBS Coupon】Repayment period of 36 months above:
      Loan amount between HK$100,000-$299,999, enjoy up to HK$800 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount between HK$300,000-$499,999, enjoy up to HK$1,200 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount between HK$500,000-$999,999, enjoy up to HK$3,200 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount above $1,000,000, enjoy up to HK$11,700 cash voucher and HK$300 “InstaRedeem” Amount

    • 【DBS Coupon】Repayment period of 36 months or below:
      Loan amount between HK$100,000-$299,999, enjoy up to HK$800 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount between HK$300,000-$999,999, enjoy up to HK$1,200 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount above $1,000,000, enjoy up to HK$3,200 cash voucher and HK$300 “InstaRedeem” Amount

    • 【MoneySmart Extra Incentive】
      Loan amount between HK$100,000 - $299,999, enjoy an extra reward of up to HK$700
      Loan amount between HK$300,000 - $499,999, enjoy an extra reward of up to HK$2,500
      Loan amount between HK$500,000 - $999,999, enjoy an extra reward of up to HK$4,100
      Loan amount between HK$1,000,000 - $1,499,999, enjoy an extra reward of up to HK$4,900
      Loan amount above HK$1,500,000, enjoy an extra reward of up to HK$7,200

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 30 September 2024

  3. A redemption letter will be sent to the eligible customer by mail within 7 months after the end of the Promotional Period for the customer to redeem the DBS Coupons at designated redemption center. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.

T&Cs
Claim Form

Quick Facts

Best For

"InstaRedeem" Amount and cash coupon for online applications

Loan Approval Time

From application to loan disbursement, it only takes 2 minutes to complete.

Loan Disbursement

same day

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Apply on MoneySmart. Enjoy up to HK$19,200 reward and exclusive coupons for designated loan amount.

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$8,733