5.97%

APR* (Calculation is based on loan amount of HK$2,000,000 or below)

^HK$318,511.20

Total Amount Payable

^HK$18,511.20

Total Interest Payable

All Details

• Key Features

  • Annualized Percentage Rate as low as 4% (for 12-month tenor)

  • HK$0 handling fee

  • Loan amount up to 23 times of monthly salary or a maximum of HK$2,000,000 (whichever is lower)

  • Cash amount up to 10 times of monthly salary can be directly credited to your designated bank account

  • Tenor up to 72 months for your selection

  • Terms and Conditions Apply. Please visit Fubon Bank website for details

  • APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.

  • To borrow or not to borrow? Borrow only if you can repay!

• Repayment Summary

  Principal Loan Amount	HK$300,000
  Total Interest Payable	HK$18,511.20
  Monthly Payment	HK$13,271
  Total Amount Payable	HK$318,511.20
  Handling Fee	HK$0
  Annual Percentage Rate	5.97%
  Monthly Interest Rate	0.2571%
  Loan Tenure	24 Months

Fees & Charges

Handling Fee	Not applicable
Late Payment Fee	Not Applicable
Early Settlement Fee	Early repayment charge of 3.5% of outstanding loan principal (according to the reducing balance method adopted by the Bank at its sole discretion, and the Bank also reserves the right, in its sole and absolute discretion to apportion the monthly repayments between interest and principal) or HK$500 (whichever is higher), will be paid during early repayment. No partial repayment is allowed.

Plan Materials

Terms and Conditions	Terms and Conditions

Eligibility

Age Requirement	18
Residency Status	HK Permanent Resident
Employment Status	Full-time for at least 3 months