Fixed rate for privileged customers
- 5.28%
- APR as low as*
- HK$222,593.60
- Total Amount Payable
- HK$22,593.60
- Total Interest Payable
All Details
Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted. Annualized Percentage Rate (“APR”) 5.28% calculated based on a monthly flat rate of 0.2345%, loan amount of HK$1,500,000 and repayment period of 12 months.
| Principal Loan Amount | HK$200,000 |
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| Total Interest Payable | HK$22,593.60 |
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| Monthly Payment | HK$9,275 |
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| Total Amount Payable | HK$222,593.60 |
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| Annual Percentage Rate | 11.01% |
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| Monthly Interest Rate | 0.4707% |
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| Loan Tenure | 24 Months |
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| Handling Fee | Not applicable |
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| Late Payment Fee | Not Applicable |
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| Early Settlement Fee | Early repayment charge of 3.5% of outstanding loan principal (according to the reducing balance method adopted by the Bank at its sole discretion, and the Bank also reserves the right, in its sole and absolute discretion to apportion the monthly repayments between interest and principal) or HK$500 (whichever is higher), will be paid during early repayment. No partial repayment is allowed. |
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| Age Requirement | 18 |
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| Residency Status | HK Permanent Resident |
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| Employment Status | Full-time for at least 3 months |
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