Principal Loan Amount
Total Interest Payable
Total Amount Payable
Annual Percentage Rate
|Fee & Charges|
|1.1% per annum flat on loan amount, which is already included in Annualized Percentage Rate|
Late Payment Fee
|HK$500 per month|
Early Settlement Fee
|3.5% of the original loan amount (minimum HK$500) and the interest payable for the month or part thereof from the last monthly repayment date to the date when the total outstanding amount is settled and return any applicable promotional offers. Interest payable is calculated on the basis of "Rule of 78"|
|18 years old or above|
|The minimum monthly income of applicant must be HK$6,000 and the period of service of his/her current employment must be 3 months or above|
Terms and Conditions
The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.
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