Standard Chartered Personal Instalment Loan

Updated November 2019
$102,634Total Amount Payable
$2,634Total Interest Payable
Online Offer up to HK$2,000 Cash Coupon
  • From 4 November 2019 to 9 February 2020 clients who successfully applied for and drawdown a Standard Chartered Personal Instalment Loan (“Loan”) online can enjoy up to $2,000 cash coupon (“Coupon”). Details of the eligibility for the Coupon are set out in the table below:
    if the Loan amount drawn reaches HK$50,000 - $199,999, customers will be entitled to HK$500 cash coupons
    if the Loan amount drawn reaches HK$200,000 or above, customers will be entitled to HK$2,000 cash coupons
Key features
Key Features
  • APR as low as 1.98% with 0% handling fee
  • Monthly flat rate as low as 0.08882%
  • Loan amount: Up to HKD2,000,000 or 18x salary (whichever is lower)
  • Up to HK$2,000 Cash Coupon (from the bank)+ extra up to HK$5,000 Supermarket Voucher ( from MoneySmart)
Repayment Summary

Principal Loan Amount


Total Interest Payable


Total Amount Payable


Annual Percentage Rate


Monthly Payment


Repayment Period

12 months

Terms and Conditions
Fee & Charges

Handling Fee


Age Requirement

Aged 20 or above

Residency Status

Hong Kong resident

Employment Status

Fixed annual income of HKD96,000 or above
Plan Materials

Terms and Conditions

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The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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Monthly Payment