PrimeCredit Civil Servant & Professional Loan

PrimeCredit Civil Servant & Professional Loan

PrimeCredit Civil Servant & Professional Loan offers as low as 0.05% monthly flat rate with no handling fee or early settlement fee. Enjoy exclusive unlimited 14-day extension of repayment period without penalty or affecting your credit score.
1.18%
The Lowest APR
HK$303,600
Total Amount Payable
HK$3,600
Total Interest Payable
MoneySmart Exclusive

[MoneySmart Exclusive Offer] Up to HK$12,000 Cash
Bonus + exclusive up to HK$6,800 Apple Store Gift Card for successful application via MoneySmart! Get up to a total of HK$18,800 reward!



【May the fortune be with you! Until 31/5!】5.1 Golden Week spend fast lend smart.

From now until 31 May, apply for designated PrimeCredit Loan via MoneySmart, you can earn the application bonus valued at HK$500 cash vouchers (given out as 5,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands! Click here to learn more.

Valid until 31 May 2024 - See more details below

Are you eligible?

    • [MoneySmart Exclusive Offer] Exclusive up to HK$6,800 Apple Store Gift Card.

      From 1 May 2024 to 31 May 2024 (both dates inclusive), exclusive up to HK$6,800 Apple Store Gift Card will be
      rewarded for successful application via MoneySmart and drawdown with a minimum
      loan tenor of twelve instalments of the designated personal loan:



      For net loan amount of HK$100,000 to HK$199,999, HK$2,500 Apple Store Gift Card will be rewarded.
      For net loan amount of HK$200,000 to HK$299,999, HK$3,800 Apple Store Gift Card will be rewarded.
      For net loan amount of HK$300,000 to HK$599,999, HK$4,800 Apple Store Gift Card will be rewarded.
      For net loan amount of HK$600,000 or above, HK$6,800 Apple Store Gift Card will be rewarded.

    • [PrimeCredit Exclusive Offer] Up to $12,000 Cash Bonus:
      Selected customers who have successfully applied for during 1 May 2024 to 31 July 2024 and have drawn down for the designated Loan from PrimeCredit through MoneySmart can get up to HK$12,000 Cash Bonus.

    • 【5.1 Golden Week Offer】Apply for designated PrimeCredit Loan via MoneySmart from 1 May to 31 May, 2024, and submit the redemption form along with a valid reference number/ application proof provided by the PrimeCredit on or before 31 July 2024, you can earn the extra Loan Application Bonus Valued at HK$500 cash voucher (Given out as 5,000 SmartPoints).
      *If the final status of application is cancelled, the customer would not be eligible to the rewards of this promotion.

    • The promotion is valid from 1 May 2024 to 31 May 2024, both dates inclusive. Terms and Conditions apply.

What you need to know

  1. [Limited-time Offer] An eligible customers can receive up to HK$12,000 Cash Bonus and exclusive up to $6,800 Apple Store Gift Card upon successful drawdown!

  2. An eligible customer who applied for the designated product within the promotional period will receive 5,000 SmartPoints. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

  3. May Limited-time Loan Reward offer is subject to terms and conditions. For details, please click here.

  4. MoneySmart reserves the right, at any time, to modify or alter the SmartPoints required to redeem products on the Rewards Store.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

cash rebates

Loan Approval Time

online instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Apply for PrimeCredit Civil Servant & Professional Loan online, enjoy instant approval and cash disbursement by using the facial recognition function for identity verification. To extend your repayment period for 14 days, simply call PrimeCredit 3 working days before your repayment is due.

All Details

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Monthly Payment
HK$12,650