Instant Approval Online◉
Promise Easy Loan offers flexible repayment period from 3 to 84 months with no handling fee or penalty. You will be charging interest on a daily basis. It offers more flexibility than other personal loans.
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MoneySmart Exclusive

【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!
From now until 30 June, apply for Promise Loan via MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.

【⚡️Earn $1.5K rewards on $10K Loans】
From now until 30 June, new customers who successfully apply for Promise Loan via MoneySmart, and drawdown the loan amount of HK$10,000 or above, can earn a HK$500 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher! Including the application reward (HK$500 Deliveroo Gift Card) and welcome offer from Promise (HK$500 cash reward on $10,000 loan▲) , you can get up to HK$1.5K rewards in Your Wallet on $10K Loans! No Supporting Documents Required#. Online Instant Approval⦿.

Valid until 30 Jun 2024 - See more details below

Are you eligible?

    • Only HK ID card and mobile phone will be required for application#

    • Eligible New Customers are entitled to the reward 

    • Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 July 2024

    • 【⚽ ️Score & Savour】To qualify for the HK$500 Deliveroo Gift Card, customers must submit the redemption form after logging in to MoneySmart, along with the phone number you used to complete the application form on or before 30 June 2024.

What you need to know

  1. June Limited-time Loan Reward offer is subject to terms and conditions. For details, please click here.

  2. 【MoneySmart Exclusive】
    New customers who successfully applied for designated Promise loans on or before 30 June, and drawdown with the loan amount of HK$10,000 or above on or before 31 July, can enjoy HK$500 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

  3. 【Promise Welcome Offer】
    From 1 April to 30 June 2024, Eligible New Customers who have successfully drawn down the required loan amount, are entitled to rewards up to HK$10,000 ▲
    ・Drawdown HK$500,000 or above, earn cash Reward of HK$10,000
    ・Drawdown HK$400,000 - $499,999, earn cash Reward of HK$6,000
    ・Drawdown HK$200,000 - $399,999, earn cash Reward of HK$3,000
    ・Drawdown HK$30,000 - $199,999, earn cash Reward of HK$1,000
    ・Drawdown HK$10,000 - $29,999, earn cash Reward of HK$500 

    The promotion period is valid till 30 June 2024. For Terms and Conditions details, please visit website of Promise (Hong Kong) Co. Limited.

  4. #Only HKID card and mobile phone will be required for working people, the maximum loan amount will be HK$100,000

  5. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our financial partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.

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Quick Facts

Best For

Applicants who needs immediate cash

Loan Approval Time

Instant preliminary approval

Loan Disbursement

Funds credited to the bank account instantly through FPS^

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Promise Easy Loan is best for applicants who needs immediate cash. To apply, you only need to fill in your identity and mobile phone numbers# online. The entire application process from application to cash disbursement can be done online+. You will be charging interest on a daily basis with no handling fee or early settlement fee, providing you with more flexibility.

All Details

Disclaimer: At, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

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