Standard Chartered Personal Instalment Loan - Tax Season Loan

Standard Chartered Personal Instalment Loan - Tax Season Loan

Guaranteed application reward HK$800
Standard Chartered Personal Instalment Loan offers 0% handling fee. Enjoy as low as 1.85% APR and 7-days cooling-off period. If you have changed your mind, you can pay off all debts without being charged early settlement fee.
6.09%
APR*
HK$206,480
Total Amount Payable
HK$6,480
Total Interest Payable
MoneySmart Exclusive

【MoneySmart Exclusive Offer 】- Get total reward up to HK$16,450! From now on until 31 May 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB  (value: $8,450) or HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card.

Enjoy SC bank welcome offer up to HK$8,000 cash rebate, total rewards up to HK$16,450! Online loan application can enter lucky draw of 2 Europe Business Round trip AirTickets! (worth 336,000 Miles^)Total - 6 winners!

Valid until 31 May 2024 - See more details below

Are you eligible?

    • From 1 May 2024 until 31 May, applicants who successfully apply loan amount of HK$200,000 or above via MoneySmart with loan draw down within 3 months are entitled to an exclusive offer:

    • Fulfilled by MoneySmart:
      For loan amount HK$200,000 –HK$299,999, customer is eligible for GoPro MAX camera (value:HK$4,100) / HK$3,800 PARKnSHOP supermarket voucher/HK$3,800 Apple Store Gift Card;
      ・For loan amount HK$300,000 – HK$499,999, customer is eligible for SAMSUNG Galaxy Book4 (15.6", Core 5, 16GB) (value $7,180) /HK$6,800 PARKnSHOP supermarket voucher or HK$6,800 Apple Store Gift Card;
      ・For loan amount HK$500,000 or above, customer is eligible for a  SAMSUNG Galaxy S24 Ultra (S9280) - 256GB  (value: $8,450) / HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card

    • Fulfilled by Standard Chartered:
      From 1 May 2024 to 31 May 2024, get up to HK$8,000 cash rebate when successfully applied for and drawdown within 3 months.
      Repayment period of 12 months, and loan amount between:
      HK$50,000 - HK$199,999, customer is eligible for up to HK$500 cash rebate;
      HK$200,000 - HK$499,999, customer is eligible for up to HK$1,000 cash rebate;
      HK$500,000 - HK$599,999, customer is eligible for up to HK$1,000 cash rebate;
      HK$600,000 - HK$1,499,999, customer is eligible for up to HK$1,500 cash rebate;
      HK$1,500,000 or above, customer is eligible for up to HK$3,500 cash rebate

    • Repayment period of 24 months or above, and loan amount between:
      ‧HK$50,000 - HK$199,999, customer is eligible for up to HK$500 cash rebate;
      ‧HK$200,000 - HK$599,999, customer is eligible for up to HK$2,000 cash rebate;
      ‧HK$600,000 - HK$1,499,999, customer is eligible for up to HK$3,000 cash rebate;
      ‧HK$1,500,000 or above, customer is eligible for up to HK$7,000 cash rebate
      Extra HK$1,000 cash rebate for New Client* and loan tenor is 36 months - 60 months
      *Extra Cash Rebate is only applicable to new client - applicants who are not holding any loan and/or credit cards issued by Bank at the time of Loan application.

    • Eligible online loan application can enter lucky draw of 2 Europe Business Round trip AirTickets! (worth 336,000 Miles^)Total - 6 winners.

    • ^Each Lucky Draw winner drawn will be entitled to 336,000 Asia Miles which is a reasonable equivalent to two Europe round trip business air tickets. The referenced Asia Miles flight award redemption (i.e., Two Europe Round Trip Business Tickets) is for reference only. The Bank will not accept any liability for the difference between the referenced and the actual flight award redemptions. Winners should contact Asia Miles Limited and/or refer to Asia Miles Limited website for the latest flight award redemption details.

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must submit the redemption form on or before 30 June 2024

T&Cs
FAQ
Claim Form

Quick Facts

Best For

cash rebates for online applications

Expert Tips

To be eligible for Standard Chartered Personal Instalment Loan, applicants must be at least 20 years old with an annual income of HK$96,000 or more. Enjoy HK$8,000 cash rebate for successful online application and cash disbursement.

All Details

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Monthly Payment
HK$17,207