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X Cash.AI

X Cash.AI

X Cash.AI

X Cash.AI

Monthly PaymentHK$8,437
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5s A.I. Approval , 24/7 FPS Fund Transfer
1.15%
APR as low as*
HK$202,496
Total Amount Payable
HK$2,496
Total Interest Payable
X Wallet x MoneySmart
【Limited-time Offer】Total rewards up to HK$8,000
From 16 April until 30 April 2025, apply for Zero Finance X Cash.AI via MoneySmart, and enter the promo code "MS8000", you can
1. Earn an extra HK$300 X Pay E-cash Voucher regardless of approval*
2. Enjoy up to HK$8,000 Cash Reward from Zero Finance upon successfully drawing down and meeting the following conditions. Enjoy the welcome offer of HK$8,300 in total!*
Valid until 30 Apr 2025 - See more details below

Are you eligible?

    • From 16 April until 30 April 2025, new customers who enter the promo code "MS8000" when applying for X Cash.AI for the first time and successfully draw down under specified conditions will receive up to HK$8,300 in rewards:
    • New customers who enter the promo code "MS8000" to apply for X Cash.AI for the first time, are entitled to HK$300 X Pay E-Cash Voucher
    • Within 120 days from the loan contract confirmation date, the account must remain in a normal and active state (accounts with overdue repayments, bad debts, etc., will be considered abnormal) and the daily loan balance must be maintained at a specified amount to qualify for the Cash Rebate offered by Zero Finance:
      - Daily loan balance HK$20,000 to HK$60,000, eligible for HK$2,000 Cash Rebate.
      - Daily loan balance HK$60,000 to HK$98,000, eligible for HK$4,000 Cash Rebate.
      - Daily loan balance HK$98,001 or above, eligible for HK$8,000 Cash Rebate.

      *For details, please refer to the Zero Finance Terms and conditions.

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.
  2. HK$300 X Pay E-cash Voucher will be issued 30 days after the last day of the month from the day of successful application. The promo code will be issued automatically to X Wallet and will have an in-app message to notify eligible customers about the completion of the rewards distribution.
  3. The additional Cash Rebate will be automatically credited to the X Wallet ” Rewards” wallet 120 days after the last day of the month in which the loan agreement is confirmed and will have an in-app message to notify eligible customers about the completion of the rewards distribution.

All Details

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Monthly Payment
HK$8,437
Apply Now