5s A.I. Approval , 24/7 FPS Fund Transfer
1.15%
APR as low as*
HK$202,496
Total Amount Payable
HK$2,496
Total Interest Payable
MoneySmart Exclusive

Use promo code「MS2700」**🏆 Total rewards up to HK$3,500】**
From 15 July until 31 July 2025, apply for X Wallet X Cash.AI via MoneySmart, and enter the promo code "MS2700", you can earn: 
1. HK$800 Apple Store Gift Card / PARKnSHOP supermarket voucher / HKTVmall e-Voucher regardless of approval (fulfilled by MoneySmart) 
2. HK$2,700 cash rebate* upon successfully drawing down HK$20,000 or above and meeting specified conditions (fulfilled by X Wallet) 

Valid until 31 Jul 2025 - See more details below

Are you eligible?

    • From 15 July until 31 July 2025, new customers who enter the promo code "MS2700" to apply for X Cash.AI for the first time, are entitled to HK$800 Apple Store Gift Card / PARKnSHOP supermarket voucher / HKTVmall e-Voucher (fulfilled by MoneySmart)

    • From 15 July until 31 July 2025, new customers who enter the promo code "MS2700" to apply for X Cash.AI for the first time and meet the specified conditions with an approved HK$20,000 or above loan will receive HK$2,700 cash rebate (fulfilled by X Wallet) 

    • During the promotion period, new customers who apply for the first time, enter promo code "MS2700" during the application process and successfully drawdown HK$20,000 or above, and maintain a daily loan balance of $20,000 or above within 120 days after drawdown, can enjoy HK$2,700 cash rebate. Terms and conditions applied.

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.

  2. Qualified customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 August, 2025, to redeem the HK$800 Apple Store Gift Card / PARKnSHOP supermarket voucher / HKTVmall e-Voucher

T&Cs
FAQ
Claim Form

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$8,437