Updated December 2019
Looking for the best travel insurance in Hong Kong? MoneySmart compares different single-trip or annual travel insurance plans from Ping An with confidence.
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Ping An Leisure Plan: Overseas medical benefits up to HK$1,200,000. Provide cover for hazardous sports & activities and rental vehicle excess protection benefits.
It is worth spending time understanding the coverage of travel insurance policies before getting insured.
Ping An Travel Insurance does not provide cover for lost phones/ computers.
Ping An Travel Insurance provides covers for leisure and non-professional activities including skiing, diving, bungee jump, hiking and watersports.
If you will drive aboard, it is important to check the car excess cover before getting insured. In general, the excess cover is between HK$3,500- HK$5,000 but Ping An Travel Insurance offers up to HK$10,000.
No matter where you travel, you pay a flat policy premium worldwide. Ping An Travel Insurance offers different tiers of travel insurance policies. The more you pay, the more coverage you enjoy and the higher the limit you can claim.
The travel insurance company usually excludes places with travel alerts and Ping An Travel Insurance is no exception. Ping An Travel Insurance does not cover places with Black travel alert.
Journey cancellation is covered in the travel insurance. Reasons for cancellation that are covered include serious illness, death, adverse weather, natural disasters, strikes, riots and terrorist attacks.
While you are covered for lost items, you must report lost or stolen items to the local police within 24 hours after the incident has happened. You need to submit a report by police and proof of purchase in order to make a claim.
Car excess is the amount deducted from any claims that are paid out. In general, the excess cover is between HK$3,500- HK$5,000 but Ping An Travel Insurance offers up to HK$10,000.
Ping An Travel Insurance provides covers for non-professional hazardous sports including skiing, diving, bungee jump, hiking and watersports.
Travel cancellation only becomes effective 30 days after you have purchased your insurance. Therefore, it would be wise to get your travel insurance as soon as you have booked your hotel and air tickets. Your trip will be covered in the event that something goes wrong.
Ping An excludes lost phones, places with black alerts, wars, terrorism, pre-existing condition, suicide, or any illegal or unlawful act.
Claims for losses due to natural disasters that are known are not covered. In other words, if travellers travel after natural disasters have taken place, no claims can be made.