New customers of Citi Credit Card who accumulate spending of HK$1,000 or above within the first 3 months from the date of card issuance which include at least 1 HK$500 auto-reload transaction, eligible to get HK$300 Cash Rebate.
Welcome offer is only applicable to custeomers who are full time students of degree/diploma program of a Hong Kong Tertiary Institution.
Citi Octopus Platinum Cardholders can enjoy up to 15% transport rebate + 5% rebate on tunnels.
Embedded Octopus Service; Cashback rewarded for Octopus automatically add HK$1 Octopus Cash Rebate for every HK$200 spending
First year annual fee waiver
Add Citi Octopus on iPhone/Apple Watch to earn a limited-time offer of HK$100 Octopus Top-up Value
HK$100 Octopus Top-up Value requires registration at Octopus website. Details are available at Citibank website. T&C apply
New customers of Citi Credit Card who accumulate spending of HK$1,000 or above within the first 3 months from the date of card issuance which include at least 1 HK$500 auto-reload transaction, eligible to get HK$300 Cash Rebate.
Welcome offer is only applicable to custeomers who are full time students of degree/diploma program of a Hong Kong Tertiary Institution.
Annual Principal Fee
HK$1,800
Fee Waiver
First year annual fee waiver
Interest Free Period
58 days
Late Payment Fees
Late payment charge HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower
Minimum Monthly Repayment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.