Citi Rewards UnionPay Card offers 3% and 1% rewards points on all shopping & entertainment and QuickPass transactions respectively. The annual income requirement for Citi Rewards UnionPay Card is just HK$120,000.
HK$120,000
Minimum Income Requirements
8.1X points
Cashback on shopping & entertainment transactions
As low as $1.8 = 1 Mile
Miles Conversion (Shopping and entertainment spending)
Quick Facts
Get the maximum value by
Earn up to 3% Points Rebate on Shopping & Entertainment, and 1% Points Rebate for QuickPass Payments
Good for
who looks for ways to maximize their spending through rewards in Shopping & Entertainment categories
Categories to maximise this card
Welcome offers, Shopping, Entertainment, E-wallet
All Details
One card, dual currency - Spending in Hong Kong and overseas will be billed in HK$. Spending in Mainland China will be billed in CNY.
Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
1% Points Rebate for all local Mobile Payments
Points that never expire, redeem designated cash coupons, movie tickets & air miles at Citi ThankYou℠ Rewards online or offset spending anytime with Citi Pay with Points
E-wallet transaction is eligible as welcome offer spending (WeChat Pay, etc.)
Low annual income requirement, first year annual fee waiver
Enjoy full rebate on the interest charges in the first two statement cycles New Customers can enjoy 100% Cash Rebate on the finance charges from Retail & Cash Advance transactions posted to the first 2 months' statements upon card approval date. Cash Rebate will be capped at HK$1,000 for each customer in the entire promotion. No registration is required.
1% Points Rebate for all local Mobile Payments
Digital wallet transactions are eligible for welcome offer spending requirements
Rewards points never expire
1% Points Rebate for all local Mobile Payments
Redeem your ThankYou℠ Rewards Points for Apple products, including iPhone and phone accessories
Offset dining spending anytime with Citi Pay with Points (250 Points = offset HK$1 spending)
Points are redeemable for cash coupons for popular dining spots and cafes in Hong Kong
HK$15 (or equivalent foreign currency) = 1 air mile
Earned rewards points never expire
Enjoy year round offers/ privileges across the town
From now until 31 May 2025, upon successful application of designated Citi credit card via MoneySmart can earn extra Rewards up to HK$2,788!
First-year annual fee waiver (HK$1,800)
Call in Citibank customer service hotline: 2860 0333 to request for an annual fee waiver
Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
Points that never expire, redeem designated cash coupons (McDonald's, Pizza Hut, Starbucks & IKEA), movie tickets (MCL Cinema) & air miles at Citi ThankYou℠ Rewards online or offset spending anytime with Citi Pay with Points
250 Points = Offset HK$1 spending
Enjoy up to 3% Points Rebate for Shopping spend
Enjoy up to 3% Points Rebate for Entertainment spend
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