EarnMORE UnionPay Card offers up to 2% cash rebate for all eligible transactions including Octopus AAVS with no minimum spending requirements. Enjoy exclusive UnionPay privileges including redeeming a handcrafted beverage for just HK$1 at designated Pacific Coffee outlets at Hong Kong International Airport.
HK$0
Min. Annual Salary
N.A.
Miles Conversion (Octopus AAVS)
2%
Cash back on Octopus AAVS
MoneySmart Exclusive
Successfully applied through MoneySmart: Extra HK$300cash rebate + Welcome offer: HK$670 cash rebate or DYSON V7 Fluffy+ Wireless Vacuum Cleaner or TEFAL Healthy Air Fryer or Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program.
Valid until 28 Feb 2021 - See more details below
Are you eligible?
You are a new to bank card holder
Successfully apply through MoneySmart
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What you need to know
Successfully apply can get HK$670 cash rebate or
DYSON V7 Fluffy+ Wireless Vacuum Cleaner (Suggested price: HK$2,580) (Redemption fee is required) Or
TEFAL Healthy Air Fryer (FX202D；Suggested price: HK$1,498) Or
Up to HK$90k Interest-free and Handling Fee-free Cash Instalment Program Or
Tertiary Student: HK$200 Cash Rebate (spending HK$2000 within 90 days)
Quick Facts
Get the maximum value by
focusing on retail spending, and Octopus AAVS
Good for
consumers who use credit card or Octopus AAVS on a daily basis
Categories to maximise this card
retail spending
What people use it for
all spending
Get if
you are a light spender who doesn't want to remember the list of partner merchants
All Details
Welcome offer: HK$670 cash rebate or DYSON V7 Fluffy+ Wireless Vacuum Cleaner or TEFAL Healthy Air Fryer or Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
HK$670 cash rebate (included the extra up to 2% cash rebate)
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)
TEFAL Healthy Air Fryer (FX202D；Suggested price: HK$1,498)
Full-time University/Tertiary Student: HK$200 Cash Rebate (Upon spending HK$2,000 on eligible retail purchase transactions within 90 days from the card issuing date)
Welcome Offers valid till 31 December 2021. Terms and Conditions apply.
Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
Handling fee waiver for overseas spending
HK$1 for handcrafted beverages valued at less than HK$25 in HK Airport Pacific Coffee
From now till 28th February 2021, enjoy up to HK$3,300 cash rebate with EarnMORE UnionPay Credit Card upon spending designated amount at Chung Yuen Electrical (Hong Kong branches & online store) and also apply “12-month Interest-free Transaction Instalment” via OmyCard App (for transaction in branches only) without hassles.
All promotions are subject to relevant Terms and Conditions.
First 2-year annual fee waiver of HK$800
Cardholders can call Prime Credit hotline 2111 2999 to apply for an annual fee waiver
Access to 130 designated LoungeKey airport lounges
HK$1 for handcrafted beverages valued at less than HK$25 in HK Airport Pacific Coffee
Handling fee waiver for overseas spending
Buy 1 get 1 free ticket in UA Cinemas on Friday
Enjoy airport limousine service for HK$250/ride
HK$670 Cash Rebate (included the extra up to 2% cash rebate)
Spendings in welcome offer period can also earn cash rebates
Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
Automatic Add Value Service in Octopus Card also have up to 2% cashback
Welcome Offer: HK$670 Cash Rebate (included the extra up to 2% cash rebate)
Extra HK$300 cash rebate for successful application through MoneySmart
Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
Automatic Add Value Service in Octopus Card also have up to 2% cashback
Access to 130 designated LoungeKey airport lounges
Buy 1 get 1 free ticket in UA Cinemas on Friday
Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
4% off car rentals via Trip.com
Get HK$50 off with promo code 'PRIME2020' applied upon spending over HK$500 or above at Casablanca online store
Available for full time degree/ diploma student
No income proof needed
An exclusive HK$200 cash rebate for full time degree/ diploma student
Annual Principal Fee
HK$800
Supplementary Annual Fee
N/A
Fee Waiver
Interest Free Period
53 days
Annual Interest Rate
N/A
Late Payment Fees
Minimum payment due or HK$250 (whichever is lower)
Minimum Monthly Repayment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Foreign Currency Transaction Fee
N/A
Foreign Check Fee
N/A
Cash Advance Transaction Fee
1% of transaction amount or HK$60 (whichever is higher)
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