Up to 4x Points to spend as cash
Hang Seng enJoy Card offers up to 4X yuu Points (equivalent to 2% rebate)for your spending. Plus, enjoy exclusive year-round discount offers at designated merchants. Points can be used in selected merchants to offset transactions. Apply Now and enjoy up to 120,000 yuu Points and perpetual annual fee waiver.
Perpetual annual fee waiver
Annual fees
2%
Cash back on local spend
Up to 120,000 yuu Points
Welcome Offer
MoneySmart Exclusive

【Make Every Grocery Trip Count】
From now until 31 July, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$1,500 within 30 days after card issuance, can enjoy an extra 15,000 SmartPoints; existing customers who spend HK$700 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!



New customers can use 15,000 SmartPoints to fully redeem HK$1,500 vouchers (over 20+ brand vouchers including Apple / Wellcome/ Klook etc) or BRUNO BOE053-BGY Oval Hot Plate (Value: $1,598) or Jollying 24" Pebble Collapsible Suitcase Foldable Luggage (Retail Value: HK$1,499) from our Rewards Store. Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!



【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!

Valid until 31 Jul 2024 - See more details below

Are you eligible?

    • Advertisement information provided by Hang Seng Bank Limited.
      MoneySmart may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.

    • * "New credit card customer" refers to Principal Card applicants who are not holding currently and / or have not held in the preceding 12 months the Principal Card of any personal credit card / affinity card / co-branded card (excluding spending card and private label card) issued by Hang Seng Bank Limited

    • "Existing Credit Card Customers" refer to applicants who are currently holding and / or have ever held the Principal Card of any personal credit card / affinity card / co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

    • The Welcome Offers are not applicable to Principal Card customers who are currently holding and / or have ever held any enJoy Credit Card / Spending Card during the 12 months immediately preceding the date of application

    • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

    • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page, otherwise the MoneySmart extra rewards will not be entitled.

    • To borrow or not to borrow? Borrow only if you can repay!

What you need to know

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 August, 2024

  2. New credit card customers who successfully applied for the enJoy card via MoneySmart simply spend HK$1,500 within 30 days after card issuance, can enjoy an extra 15,000 SmartPoints.

  3. Existing credit card customers who successfully applied for the enJoy card via MoneySmart simply spend HK$700 within 30 days after card issuance, can enjoy an extra 7,000 SmartPoints.

  4. Use 15,000 SmartPoints/ 7,000 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
    *SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&C applies.

  5. 【Welcome Gift】
    Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)

T&Cs
Claim Form

Quick Facts

Categories to maximise this card

enJoy Card Dining and Retail Designated Merchants

What people use it for

daily consumption and enJoy Card Designated Merchants, such as Mannings and Wellcome

Get if

you are a frequent shopper for daily consumption and spending at enJoy Card Dining and Retail Designated Merchants

All Details

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