HSBC Visa Platinum Card offers up to 6X RewardCash (2.4% rebate rate). Enjoy earning RewardCash by simply paying bills online! Plus year-round dining and shopping privileges. Get your HSBC Platinum Card now!
HK$120,000
Min. Annual Salary
Up to 2.4%
Cash back on local spend
HK$4.17 = 1 Mile
Miles Conversion (local spend)
Quick Facts
Get the maximum value by
specific spending categories
Good for
consumers focusing their purchases in specific categories
Categories to maximise this card
specific spending categories
What people use it for
specific spending categories
Get if
you are willing to apply for more than one card and focus this one in a specific spending category to maximise the rewards
All Details
Annual fee waiver for the first 2 years
Earn up to 6X RewardCash, 2.4% rebate with “Red Hot Rewards of Your Choice”
Link your Visa Platinum card in your MoneyBack App and VIP members can earn 6X MoneyBack Points (equivalent to 2.4% rebate), while MoneyBack members can earn 4X MoneyBack Points (equivalent to 1.6% rebate) when spending at PARKnSHOP, Watsons, and FORTRESS with the card every day
Link your Visa Platinum card in the MoneyBack App to enjoy up to 4 times free delivery yearly for PARKnSHOP, Watsons and FORTRESS
Link your Visa Platinum card in the MoneyBack App to a free delivery in your birthday month when you make a single purchase of HKD250 or more at physical stores
Enjoy 3X MoneyBack Points when you link your Visa Platinum card to the MoneyBack App and make designated spending at hutchgo, Harbour Plaza Hotels & Resorts, Watson’s Wine store, SUPREME and 3 Hong Kong
Terms and Conditions Apply
To borrow or not to borrow? Borrow only if you can repay!
HK$4.17 = 1 Mile (local spend)
Earn up to 4.4% RewardCash rebate by registering for “Red Hot Rewards of Your Choice” and “Red Hot Overseas Spending Rewards”
$800 RewardCash (New Credit Card Customers)
Limited offer for HSBC Visa Credit Cards: New credit card customers may enjoy an extra limited time welcome offer of up to $300 RewardCashupon successful application of an HSBC Visa Gold Card for Students by 30 April 2024 and using the card to take an MTR ride
Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan
Existing credit card customers can enjoy $200
Annual fee waiver for the first 2 years
Annual Principal Fee
HK$1,800
Supplementary Annual Fee
HK$900
Fee Waiver
Interest Free Period
Up to 56 Days
Annual Interest Rate
35.42%
Late Payment Fees
Minimum payment due or HK$300, whichever is the lower
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