HSBC Visa Signature Card offers 9X RewardCash (i.e. 3.6% RewardCash rebate or HK$25= 1 mile), including exclusive extra 3X RewardCash rebate in addition to the 6X RewardCash rebate in Rewards of Your Choice category
HK$240,000
Min. Annual Salary
HK$2.78 = 1 Mile
Miles Conversion (Dining)
HK$2.78 = 1 Mile
Miles Conversion (local spend)
Bank Promo
【Limited-time online welcome offer】
New credit card customers can enjoy up to HK$800 RewardCash, $100 Klook e-Gift Card and HK$100 Broadway e-Gift Card! Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total value of the rewards to up to HK$1,200!
Valid until 31 Jul 2024 - See more details below

Are you eligible?

    • During the promotional period, you can enjoy an extra $800 RewardCash if you fulfill the requirements under (a) to (c): 
      (a) successfully apply for an Eligible Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC HK App; and
      (b) successfully complete the Registration via the designated website; and
      (c) make Eligible Transactions of HK$8,000 or above with the Eligible Credit Card within the first 60 calendar days after card issuance.

      Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan
    • Customers have to complete online forms in order to enjoy up to $100 Broadway e-Gift Card and $100 Klook e-Gift Card
    • 【Klook Spending Rewards】
      From 1 July to 31 July 2024, use your HSBC Credit Card to make Eligible Transactions at Klook to enjoy the following offers:

      Offer 1: HK$150 off upon making a single net spending of HK$1,500 or above by entering promo code 'HSBC24J150';

      Offer 2: 10% off of designated hotel reservation upon making a single net spending of HK$1,000 or above by entering promo code 'HSBC24HT10';

      Offer 3: 10% off of global card rental service upon making a single net spending of HK$1,000 or above by entering promo code 'HSBC24CR10'.

      【Broadway Spending Rewards】
      From 1 July 2024 to 8 August 2024, use your HSBC Credit Card to make Eligible Transactions at Klook to enjoy the following offers:
      Accumulate eligible spending of ≥HK$3,000 to get up to HK$100 RewardCash;
      Accumulate eligible spending of ≥HK$6,000 to get up to HK$300 RewardCash;
      Accumulate eligible spending of ≥HK$10,000 to get up to HK$700 RewardCash

What you need to know

  1. After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

Quick Facts

Get the maximum value by

specific spending categories

Good for

consumers focusing their purchases in specific categories.

Categories to maximise this card

specific spending categories

What people use it for

specific spending categories

Get if

you are willing to apply for more than one card and focus this one in a specific spending category to get the maximum cashback or air miles

All Details

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HSBC Visa Signature Pros

Attractive rebate

Enjoy up to 3.6% "RewardCash" rebate (i.e 9X)

Diversifying rewards

"RewardCash" can be exchanged for miles (as low as HK$1.79=1 mile), gifts or cash

Exclusive dining and shopping discounts

Enjoy discounts on dinings and shoppings all around the world e.g. Buy 1 get 1 free regular-priced 2D movie ticket every Monday - Thursday at Emperor Cinemas

HSBC Visa Signature Cons

Registration required for additional RewardCash

To enjoy extra RewardCash, cardholders need to register and spend in the designated categories in order to earn the year-round rewards.

Relatively high application threshold

To apply, you must have an annual income of at least HK$360,000 or hold assets of HK$400,000 or more.

Annual fee

New customers can enjoy two-year annual fee waiver, but thereafter an annual fee of HK$2,000 applies.

Section Title

What are the welcome offers for HSBC Visa Signature?

Up to HK$800 RewardCash and two-year annual fees waivers.

Does the above mentioned HSBC Visa Signature welcome offer only apply to new HSBC customers?

Yes, the above HSBC Visa Signature welcome offers are only applicable to new HSBC customers. Existing customers who have successfully applied for the Card will receive RewardCash of HK$300.

How much is the annual fee for HSBC Visa Signature? Can it be waived?

New customers can enjoy two-year annual fee waivers, but will need to pay an annual fee of HK$2,000 thereafter.

What is Red Hot Rewards of Your Choice and how to apply?

HSBC Red Hot Rewards of Your Choice is a new programme bringing cardholders 6X RewardCash all year round.


With this program, cardholders can earn basic 1X RewardCash and also extra 5X RewardCash on five s pending categories including Dining, Health, Leisure, Home, Lifestyle and Overseas and Mainland China Spending. This gives you more choices and allows you to earn rewards much faster.


To join, you need to register by completing the online registration form on HSBC website or via HSBC Reward and app.

How can I apply for an HSBC Visa Signature supplementary card?

The primary cardholder can apply for an HSBC Visa Signature supplementary card on the HSBC website.