Mox Credit Card (Cashback)

Are you eligible?

• • From 11 September to 30 September, 2025, new customers who successfully open an account and apply for a Mox credit card using the invitation code 'MOXISFIVEMS', with spending of designated amount within the first 60 calendar days after the card approval, can enjoy up to HKD6,899 rewards:
    ・Successfully open an account and apply for a Mox credit card: Enjoy unlimited 2% CashBack on all spending within the first 60 calendar days after the card approval, WITHOUT ANY deposit requirement.
    ・Spend HKD2,000 within 60 days can further enjoy exclusive offer from MoneySmart (delivered by MoneySmart):
    1. HKD6,899 Cash (automatically converted by 68,990 SmartPoints and directly deposited to your FPS account)^
    2. HKD1,200 Apple Store Gift Card
    3. HKD1,200 PARKnSHOP Supermarket Voucher
    4. HKD1,000 Cash (automatically converted by 10,000 SmartPoints and will directly deposit to your FPS account)
    ⠀⠀
    *Subject to "MOXISFIVEMS" Invitation Code Promotion Terms and Conditions.
    ^ HKD6,899 Cash is an "Upgraded Gift", with a limited quota of 10 units in total. Eligible New Customers who selected a Upgraded Gift as their preferred gift, and are the first 17th, 34th, 51st, 68th, 85th, 102nd, 119th, 136th, 153rd, and 170th to successfully submit the redemption form will be eligible to receive the selected gift. All other eligible customers who chose Upgraded Gift will automatically receive HKD1,000 Cash (automatically converted by 10,000 SmartPoints and will directly deposit to your FPS account). The redemption results will be notified via email on or before 31 January, 2026. Campaign T&Cs applied.

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

What you need to know

1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 December, 2025

2. During the Promotion Period, you must use the Invitation Code to open a Mox Account, completing the Mox Account opening process the following 15 days and Mox Credit application in the following 30 days.

3. Earn While You Travel During the holiday 🛩: Hotel and Flight Discounts, Up to 9% Exclusive Discount + 5% CashBack, as well as 3% CashBack for your shopping at any supermarkets.

4. From 4 November 2024, if you have an Eligible Balance for Card Rewards of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 30 September 2025 (both dates inclusive), if you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 1 October 2025, if you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction.

5. *Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of as low as HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison. From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 30 June 2025 (both dates inclusive), if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 1 July 2025, if you choose Asia Miles as your credit spending rewards, and have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.  FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).November 2024, if you have an Eligible Balance of HKD250,000 or more a t the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.

6. From now until 30 September 2025, shop at mi.com or any Xiaomi Store with your Mox Credit Card, spend the required amount, and enjoy extra up to 5% cash rebate – with up to HKD500.

7. Limited quota for the Promotion, first come first serve.

8. To borrow or not to borrow? Borrow only if you can repay!