Are you eligible?

• • From now until September 3, 2025, new customers who successfully open an account and apply for a Mox credit card using the invitation code "FLYWITHMOXMS", with spending of designated amounts within the first 60 calendar days after the card approval, can enjoy up to 52,000 miles and MoneySmart rewards up to HKD2,300:
    ・Spend HKD10,000 can enjoy 15,000 miles (delivered by Mox) and LOJEL Rando (Frame) Medium 26" (Value: HK$2,300)/ JBL SOUNDGEAR FRAMES Open Sound Audio Glasses (Round) (Value: HK$1,299)/ HKD1,000 Cash via FPS (Automatically converted by 10,000 SmartPoints) (delivered by MoneySmart)
    ・Spend HKD50,000 can enjoy extra 24,500 miles (delivered by Mox)
    Subject to “FLYWITHMOXMS” Invitation Code Promotion Terms and Conditions. Please click here for details.

  • 【Enjoy HKD4/ Mile at Zero Cost in the First 60 days!】
    From 1 August until 3 September, new customers who successfully open a Mox account and apply for a Mox credit card using the invitation code 'FLYWITHMOXMS', can enjoy HKD4 = 1 mile on all spending within the first 60 calendar days after the card approval, WITHOUT ANY deposit requirement. Experience the city's best* credit card rewards for earning miles through daily spending!
    *Subject to Mox Card Rewards Welcome Offer Promotion Terms and Conditions.

  • Before the application through MoneySmart, please first Turn off the ad block； Clear the cookies； Don't use "incognito mode"； Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

What you need to know

1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 30 November, 2025

2. During the Promotion Period, you must use the Invitation Code to open a Mox Account, completing the Mox Account opening process the following 15 days and Mox Credit application in the following 30 days.

3. Applicants are required to provide the reference number issued by Mox on the rewards redemption form. This reference number will be sent via email from Mox within 14 working days following a total spending of HKD15,000. The email will contain the 'Successful Application Number (7 digits).' Please note that this email will be sent to the email address registered with Mox. If you have not received the email, kindly check your spam folder.

4. Introducing the all-new Mox Credit "4100" miles-earning code 🛩
   4 = 1: Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases
   0 Limits – Unlimited Miles, Unlimited Trips
   0% FX Fees (Overseas spending and online shopping are applicable)

5. *Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of as low as HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison. From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction.; Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction.

6. Limited quota for the Promotion, first come first serve.

7. To borrow or not to borrow? Borrow only if you can repay!