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Features | Standard Chartered Smart Card Details |
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Key Highlights |
|
Min. Annual Salary | HK$96,000 |
Annual Fee | Perpetual Annual Fee Waiver |
Cash Rebate Rate | 5% |
Both Standard Chartered Smart Card and Standard Chartered Simply Cash Card have a low annual salary requirement of HK$96,000. In terms of CashBack, Simply Cash Card is more attractive, offering 1.5% CashBack on spending in local currency and 2% CashBack on spending in foreign currency, whereas Smart Card only offers 0.56% CashBack on foreign currency retail transaction.
However, if you enjoy travelling or staycation, you may find Smart Card a lot more attractive as it offers an attractive 8% CashBack at Klook (till Mar 31, 2023) with no minimum spending. Cardholders can also enjoy 5% CashBack at designated merchants including 759 Store, Circle K, McDonald’s, PARKnSHOP and its designated retail stores, Sa Sa, Watsons, Japan Home Centre, etc with no minimum spending requirement.
Both Standard Chartered Smart Card and Hang Seng MPower Card offer 5% cashback on various spending categories. With SCB Smart Card, you can enjoy 5% cashback at designated supermarkets/convenience stores such as PARKnSHOP, 759 STORE, Watsons and Circle K with no minimum spending requirement. SCB Smart Card is more suitable for people who frequently do grocery shopping.
With Hang Seng MPower Card, you can enjoy 5% Cash Dollars on designated mobile payment transactions in local dining, fashion and entertainment, online shopping and overseas transactions, which is more suitable for people who always dine out, shop online and travel.