^HK$30,000

Valuables Cover (per item)

^HK$1,200,000

Max. Household Contents Cover

^HK$12,000,000

Max. Liability To Third Party Cover

All Details

• Key Features

  • Contents in your home including furniture, electric appliances and valuables Contents in the open air of your home against fire or other natural disasters

  • Free extension for contents in your home during interior decoration or renovation

  • Optional benefit for building structure (including interior decoration)

  • Medical expenses of pet

  • Accept age up to 60 years

  • Unused and non-refundable expenses (including school bus, meal and school activities) of your children due to school closure as a result of infectious disease

  • Loss of personal belongings, theft of money, replacement cost of personal document and unauthorised use of credit card

  • Cover you anywhere in the world Allowance for sick leave for bodily injury at home due to burglary or robbery

  • Legal liability for accidental bodily injury or property damage of third party against you as the owner or occupier

  • Extra cover for worldwide legal liability in a personal capacity

  • Loss of your home contents which are included in your let-out property, against malicious damage by your tenant

  • Loss of rent, as a landlord, for the let-out property become uninhabitable following an insured loss

  • Additional claims for replacement of Energy Saving Equipment (due to loss of or damage to household appliances)

  • Dah Sing Insurance members can enjoy 20% premium discount

Household Content Cover

Household Content	HK$1,200,000
Sub-limit per item/set HK$120,000
Valuables Property at home	HK$300,000
(HK$30,000/item or set)
Alternative Accommodation/ Loss of Rent	HK$60,000
HK$2,000/day
Temporary Removal	HK$60,000
(10,000/item or set)
Locks Replacement	HK$4,000
Interior Renovation
Damage during Interior Decoration HK$1,200,000
(HK$10,000/item or set)
Tenant's liability
Removal of Debris	HK$12,000
Alterations and Repairs (caused by contractors)
During Alterations
Frozen Food
Frozen Food and Drinks HK$6,000
Loss or damage due to Household Removal
Damage during Relocation HK$1,200,000
- Home Contents (HK$12,000/item or set)
- Valuable Property (HK$30,000/item or set)
Worldwide Cover for VALUABLES
HK$30,000
Sub-limit per item/set HK$6,000

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Legal Liability

Third Party Liability	HK$12,000,000
Personal Liability

Worldwide Personal And Occupier's Liability

Personal / Owner's / Occupier's Liability

Personal Guard

Personal Accidents
Accident at Home
- Death/ Permanent Disablement HK$100,000
- Sick Leave Allowance HK$6,000(HK$600/day)

Emergency Assistance Service

24-Hour Emergency Home Assistance Service

Plan Materials

Policy Brochure	Read More
Policy Wording Document	Read More