Personal Loan

200,000 personal loan Paid over 24 months
HK$
We found 18 Personal Loans for you!
PrimeCredit Fixed Loan

Monthly Payment

HK$8,433

Monthly Payment
MoneySmart Exclusive
Win the New Flagship Phone🍎📱
The Lowest APR
1.18%
Total Amount Payable
HK$202,400
Total Interest Payable
HK$2,400
Monthly Payment
HK$8,433

🍂Fall into Saving|Regardless of Approval  Total Rewards up to HK$13,500!
From now until 30 September, successfully apply for PrimeCredit Fixed Loan / PrimeCredit Balance Transfer Loan / PrimeCredit Civil Servant & Professional Loan via MoneySmart, you can earn extra valued at HK$500 vouchers (given out as 5,000 SmartPoints) regardless of approval!

【MoneySmart Exclusive Offer】Up to HK$12,000 Cash Bonus and Limited-Time Offer Of HK$1,000 Supermarket Coupon for successful application via MoneySmart! 

Valid until 30 Sep 2024 - See more details below
Apply Now
WeLend Personal Loan

Monthly Payment

HK$8,573

Monthly Payment
MoneySmart Exclusive
Win the New Flagship Phone🍎📱
The lowest APR
1.88%
Total Amount Payable
HK$205,760
Total Interest Payable
HK$5,760
Monthly Payment
HK$8,573

Popular Loan Offers in September 🔥-Offer upgrade!Total rewards up to HK$20,500!
From 1 September until 30 September 2024, selected customers can receive total up to 💰HK$20,500 Rewards upon successful draw down!
⠀⠀
MoneySmart Exclusive Offer - Regardless of Approval:
From 1 September until 30 September 2024, applying WeLend Personal Loan / Civil Servant & Professional Loan / Card Debt Consolidation Loan, can get extra 5,000 SmartPoints  (can redeem value of HK$500 vouchers or products) regardless of approval.
⠀⠀
【MoneySmart Pampers You 🍎📱 3 Steps to Win the Newest Flagship Phone】
Successfully apply for WeLend Personal Loan via MoneySmart by 30 Sep, complete the required steps and you will have a chance to win the latest flagship phone, earphones, smartwatches and more! Visit the event page for more information.

Valid until 30 Sep 2024 - See more details below
Apply Now
Standard Chartered Personal Instalment Loan

Monthly Payment

HK$8,873

Monthly Payment
MoneySmart Exclusive
APR*
6.28%
Total Amount Payable
HK$212,960
Total interest payable
HK$12,960
Monthly Payment
HK$8,873

【MoneySmart Exclusive Offer 】- Get total reward up to HK$16,450! From now on until 30 September 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB  (value: $8,450) or HK$7,800 e-Voucher  (can redeem Apple Store / 7-11 / HKTVmall / WeChat Pay HK / Deliveroo / Pacific Coffee or Zalora) or HK$7,800 PARKnSHOP supermarket voucher.

Valid until 30 Sep 2024 - See more details below
Apply Now
CNCBI $mart Plus Personal Instalment Loan
MoneySmart Exclusive
Win the New Flagship Phone🍎📱

【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,599!
Customers successfully apply for CNCBI $mart Plus Personal Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card / PARKnSHOP Supermarket Voucher ! New gift options include but not limited to AirPods Max / Apple HomePod/ CMF by Nothing Watch Pro/ Bose QuietComfort® 45 Headphones!
⠀⠀
【MoneySmart Pampers You 🍎📱 3 Steps to Win the Newest Flagship Phone】
Successfully apply for CNCBI $mart Plus Personal Loan via MoneySmart by 30 Sep, complete the required steps and you will have a chance to win the latest flagship phone, earphones, smartwatches and more! Visit the event page for more information.

Valid until 30 Sep 2024 - See more details below
Apply Now
Citi Speedy Cash Loan

Monthly Payment

HK$8,493

Monthly Payment
MoneySmart Exclusive
APR*
1.78%
Total Amount Payable
HK$203,840
Total Interest Payable
HK$3,840
Monthly Payment
HK$8,493

【Citi Loan rewards you with rewards as high as $17,898!】
New customer who successfully apply for Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan on or before 30 September 2024 with repayment period at least 12 months and successfully draw down on or before 31 October 2024 would be eligible for MoneySmart exclusive gift up to HK$8,500 Apple Store Gift Card / PARKnSHOP supermarket vouchers!
Popular physical gift options include SAMSUNG Galaxy S24 Ultra - 256GB (retail value: HK$9,898) / APPLE iPad Air 13"256 GB (retail value: HK$7,099) / B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980) / GoPro HERO 11 Black Creator Edition (retail value: HK$4,400) / PHILIPS RO Water Dispenser ADD6910/90  ($2,788)

Valid until 30 Sep 2024 - See more details below
Apply Now
WeLend Card Debt Consolidation Loan

Monthly Payment

HK$8,573

Monthly Payment
MoneySmart Exclusive
The lowest APR
1.88%
Total Amount Payable
HK$205,760
Total interest payable
HK$5,760
Monthly Payment
HK$8,573

Popular Loan Offers in September 🔥- Offer upgrade! Total rewards up to HK$20,500!
From now until September 30, Consolidate debt in 1 second^ to save interest. Boost your credit score in just one step! Selected customers can receive up to 💰HK$20,500 Rewards upon successful draw down!
⠀⠀
MoneySmart Exclusive Offer - Regardless of Approval:
From 1 September until 30 September 2024, applying WeLend Personal Loan / Civil Servant & Professional Loan / Card Debt Consolidation Loan, completed the entire application process (including checking of credit report) and have submitted all required documents and information, can get extra 5,000 SmartPoints  (can redeem value of HK$500 vouchers or products) regardless of approval.

Valid until 30 Sep 2024 - See more details below
Apply Now
UA i-Money Express Online Personal Loan

Monthly Payment

HK$8,873

Monthly Payment
MoneySmart Exclusive
Online approval and cash transfer via FPS
APR*
1.68%
Total Amount Payable
HK$212,960
Total Interest Payable
HK$12,960
Monthly Payment
HK$8,873
【UA rewards you the Best-in-town offer!】Cash Reward up to HK$18,000^ for all new and existing customers*!
Offer valid until 30 September 2024, please refer to more details below.
Valid until 30 Sep 2024 - See more details below
Apply NowApply directly on MoneySmart
Standard Chartered Debt Consolidation Program

Monthly Payment

HK$8,736

Monthly Payment
MoneySmart Exclusive
APR*
4.67%
Total amount payable
HK$209,672
Total interest payable
HK$9,672
Monthly Payment
HK$8,736

【MoneySmart Exclusive Offer】- Get total reward up to HK$29,450! Get loan to enjoy a monthly flat rate as low as 0.2%^
From now on until 31 August 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB  (value: $8,450) or HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card.

Valid until 30 Sep 2024 - See more details below
Apply Now
UA Civil Servants and Professionals Express Loan

Monthly Payment

HK$8,453

Monthly Payment
MoneySmart Exclusive
APR as low as 1.38%
APR*
1.38%
Total Amount Payable
HK$202,880
Total Interest Payable
HK$2,880
Monthly Payment
HK$8,453
【UA rewards you the Best-in-town offer!】Cash Reward up to HK$18,000^ for all new and existing customers*!
Offer valid until 30 September 2024, please refer to more details below.
Valid until 30 Sep 2024 - See more details below
Apply Now
Mox Instant Loan

Monthly Payment

HK$9,033

Monthly Payment
MoneySmart Exclusive
APR*
1.8%
Total Amount Payable
HK$216,800
Total Interest Payable
HK$16,800
Monthly Payment
HK$9,033

【Apply for Mox Instant Loan and get rewards with value up to HK$14,268!】
New customers who successfully opened a Mox account and applied for a designated loan amount through Mox Instant Loan with the promotional code "MSTEASY01" on or before 30 September 2024, would be eligible for MoneySmart exclusive gift of up to HKD1,000 Apple Store Gift Card/ PARKnSHOP supermarket voucher/ HKTVmall e-Voucher! Enjoy an extra HKD8,888 cash reward from Mox!

Upon successful application of Mox Credit within 30 days of Mox account opening, accumulate HKD3,500 spending, enjoy an additional gift of HKD3,380 from MoneySmart! To enjoy the extra HKD1,000 welcoming offer from Mox, after successful application within 7 days deposit HKD250,000 or above demand deposits into the account and keep for 60 days. In total, you can get up to HKD14,268 rewards!

Valid until 30 Sep 2024 - See more details below
Apply Now
CreFIT ClearCard Credit

Monthly Payment

HK$8,533

Monthly Payment
MoneySmart Exclusive
Settle your credit card balance as fast as 3 mins
1.98%
Total Amount Payable
HK$204,800
Total Interest Payable
HK$4,800
Monthly Payment
HK$8,533
Reminder: CreFIT ClearCard Credit currently supports 17 Hong Kong credit card issuers. Upon the acceptance of the loan agreement, the fund will immediately be disbursed to the designated credit card account(s) via FPS! 🆕 The Cashout Feature is now available - Cash or Bill Settlement, Your Call!
Valid until 30 Sep 2024 - See more details below
Apply Now
【MoneySmart Exclusive Product】WeLend Civil Servant & Professional Loan

Monthly Payment

HK$8,573

Monthly Payment
MoneySmart Exclusive
The lowest APR
1.88%
Total Amount Payable
HK$205,760
Total interest payable
HK$5,760
Monthly Payment
HK$8,573

Popular Loan Offers in September 🔥-Offer upgrade! Total rewards up to HK$20,500!
From 1 September until 30 September 2024, selected customers can receive up to 💰HK$20,500 Rewards upon successful draw down!
⠀⠀
MoneySmart Exclusive Offer - Regardless of Approval:
From 1 September until 30 September 2024, applying WeLend Personal Loan / Civil Servant & Professional Loan / Card Debt Consolidation Loan, can get extra 5,000 SmartPoints (can redeem value of HK$500 vouchers or products) regardless of approval.

Valid until 30 Sep 2024 - See more details below
Apply Now
DBS Personal Instalment Loan

Monthly Payment

HK$8,733

Monthly Payment
MoneySmart Exclusive
Instant cash out single-handedly
APR as low as*
5.91%
Total Amount Payable
HK$209,600
Total Interest Payable
HK$9,600
Monthly Payment
HK$8,733

【🔝Offer Upgrade -Get up to a total of HK$19,200 rewards】
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints!
⠀⠀
72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy S24 Plus 256GB (Value: HK$7,598) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!

Valid until 30 Sep 2024 - See more details below
Apply Now
Promise Easy Loan

Monthly Payment

HK$8,433

Monthly Payment
MoneySmart Exclusive
Instant Approval Online◉
APR*
1.12%
Total Amount Payable
HK$202,400
Total Interest Payable
HK$2,400
Monthly Payment
HK$8,433
【Welcome Offer - Get rewards up to HK$15,000 !】From now until 30 September 2024, successfully apply for Promise Loan and successfully drawdown designated amount, can enjoy up to HK$15,000 rewards▲. No Supporting Documents Required#. Online Instant Approval⦿.
Valid until 30 Sep 2024 - See more details below
Apply Now
PrimeCredit Civil Servant & Professional Loan

Monthly Payment

HK$8,433

Monthly Payment
MoneySmart Exclusive
The Lowest APR
1.18%
Total amount payable
HK$202,400
Total interest payable
HK$2,400
Monthly Payment
HK$8,433

🍂Fall into Saving|Regardless of Approval  Total Rewards up to HK$13,500!
From now until 30 September, successfully apply for PrimeCredit Fixed Loan / PrimeCredit Balance Transfer Loan / PrimeCredit Civil Servant & Professional Loan via MoneySmart, you can earn extra valued at HK$500 vouchers (given out as 5,000 SmartPoints) regardless of approval!

【MoneySmart Exclusive Offer】Up to HK$12,000 Cash Bonus and Limited-Time Offer Of HK$1,000 Supermarket Coupon for successful application via MoneySmart! 

Valid until 30 Sep 2024 - See more details below
Apply Now
Citi Card Debt Consolidation Loans

Monthly Payment

HK$9,173

Monthly Payment
MoneySmart Exclusive
APR*
9.57%
Total amount payable
HK$220,160
Total interest payable
HK$20,160
Monthly Payment
HK$9,173

【Citi Loan rewards you with rewards as high as $17,898!】
New customer who successfully apply for Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan on or before 30 September 2024 with repayment period at least 12 months and successfully draw down on or before 31 October 2024 would be eligible for MoneySmart exclusive gift up to HK$8,500 Apple Store Gift Card / PARKnSHOP supermarket vouchers!
Popular physical gift options include SAMSUNG Galaxy S24 Ultra - 256GB (retail value: HK$9,898) / APPLE iPad Air 13"256 GB (retail value: HK$7,099) / B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980) / GoPro HERO 11 Black Creator Edition (retail value: HK$4,400) / PHILIPS RO Water Dispenser ADD6910/90  ($2,788)

Valid until 30 Sep 2024 - See more details below
Apply Now
DBS Debt Consolidation Loan

Monthly Payment

HK$8,713

Monthly Payment
MoneySmart Exclusive
Loan amount up to HK$2,000,000
APR*
6.49%
Total Amount Payable
HK$209,120
Total Interest Payable
HK$9,120
Monthly Payment
HK$8,713

【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$23,800 rewards + Extra up to 82,000 SmartPoints! Get up to a total HK$32,000 reward!
⠀⠀
82,000 SmartPoints can fully redeem HK$8,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy Z Flip 6 5G (8GB RAM + 256GB) (Value: HK$8,698) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or cash out HK$5,466 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!

Valid until 30 Sep 2024 - See more details below
Apply Now
PrimeCredit Balance Transfer Loan

Monthly Payment

HK$8,433

Monthly Payment
MoneySmart Exclusive
The Lowest APR
1.18%
Total Amount Payable
HK$202,400
Total interest payable
HK$2,400
Monthly Payment
HK$8,433

🍂Fall into Saving|Regardless of Approval  Total Rewards up to HK$13,500!
From now until 30 September, successfully apply for PrimeCredit Fixed Loan / PrimeCredit Balance Transfer Loan / PrimeCredit Civil Servant & Professional Loan via MoneySmart, you can earn extra valued at HK$500 vouchers (given out as 5,000 SmartPoints) regardless of approval!

【MoneySmart Exclusive Offer】Up to HK$12,000 Cash Bonus and Limited-Time Offer Of HK$1,000 Supermarket Coupon for successful application via MoneySmart! 

Valid until 30 Sep 2024 - See more details below
Apply Now

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