- APR*
- 0.78%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【9.11 - 9.20: Unlock a Whole New World of Flagship Phone✨】
📆 Daily: First 10 eligible claimants @10PM get extra HK$200 Apple Store Gift Card
📱Win an Apple Store Gift Card equivalent in value to redeem the latest flagship phone or gadgets: Apply for 2+ designated products via MoneySmart and share the most creative response on the claim rewards form. More applications, better your odds - Grab the fresh drops now! Visit the event page for more details.
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Ahead of the Curve in Tax Season‼️- Get up to HK$1,500 Apple Store Gift Card for Upcoming Launch 🍎
From 1 September until 30 September 2025, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, get up to HK$1,500 Apple Store Gift Card regardless of approval. But thats not all! Successfully drawdown certain loan amount to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!
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No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 0.78% APR.

- APR*
- 0.78
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
Ahead of the Curve in Tax Season‼️- Get up to HK$1,500 Apple Store Gift Card for Upcoming Launch 🍎
From 1 September until 30 September 2025, apply for WeLab Bank No Document Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, get up to HK$1,500 Apple Store Gift Card regardless of approval. But thats not all! Successfully drawdown certain loan amount to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!
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【No address proof and income proof needed】
No more complicated procedures or documents required! Complete your loan application, approval, and smart management all within 1 App, with a simple and truly convenient process. Loans are faster and more convenient, helping you easily seize various financial opportunities!

Ahead of the Curve in Tax Season‼️- Get up to HK$1,500 Apple Store Gift Card for Upcoming Launch 🍎
From 1 September until 30 September 2025, apply for WeLab Bank Personal Instalment Loan (For Civil Servants and Professionals) via MoneySmart using promo code 「NLSMRT」and submit all required documents, get up to HK$1,500 Apple Store Gift Card regardless of approval. But thats not all! Successfully drawdown certain loan amount to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 0.78% APR.
