WeLend Card Debt Consolidation Loan

WeLend Card Debt Consolidation Loan

WeLend Card Debt Consolidation Loan helps applicants consolidate all debts and you can reduce your interest, time, or monthly instalment amount according to your situation.
1%
The lowest APR
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable
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MoneySmart Exclusive

Ahead of the Curve in Tax Season‼️- Earn up to HK$42,198 Rewards 🔥
From 1 September until  30 September 2025, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart, can enjoy brand new rewards of - SAMSUNG Galaxy Z Flip 7 5G / HK$8,000 Apple Store Gift Card / PARKnSHOP supermarket voucher! Whats more : you can also earn WeLend Cash Rebate of up to HK$32,000 🎁
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Earn HK$1,500 Apple Store Gift Card for Upcoming Launch 🍎
From now until 30 September, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart and submitted all the required documents can enjoy HK$1,500 Apple Store Gift Card🍎 -  regardless of approval!

Valid until 30 Sep 2025 - See more details below

Are you eligible?

    • The promotion is valid from September 1, 2025 to September 30, 2025, both dates inclusive.
      Terms and Conditions apply.

    • 【Ready for Upcoming Launch🍎】 - Earn HK$1,500 Apple Store Gift Card once submitted all required documents !
      From now until September 30, eligible customers can earn extra HK$1,500 Apple Store Gift Card by MoneySmart once apply designated loan with loan size of HK$200K or above and submitted all the required documents-Regardless of Approval!

    • 【MoneySmart Exclusive Offer】
      From now until 30 September 2025, applicants who successfully apply loan amount of HK$200,001 or above via MoneySmart are entitled to the following offer:
      ・For loan amount HK$500,000 or above, customer is eligible for a SAMSUNG Galaxy Z Flip 7 5G (F7660) (12GB RAM + 256GB) (Value: HK$8,698) / HK$8,000 Apple Store Gift Card / HK$8,000 PARKnSHOP supermarket vouchers;
      ・For loan amount HK$300,001 – HK$500,000, customer is eligible for Insta360 X5 8K (Standard Bundle) (Value: HK$4,099) / HK$4,000 Apple Store Gift Card / HK$4,000 PARKnSHOP supermarket vouchers;
      ・For loan amount HK$200,001 –HK$300,000, customer is eligible for Nintendo Switch 2 (Value: HK$3,450) / HK$3,000 Apple Store Gift Card / HK$3,000 PARKnSHOP supermarket vouchers

    • 【WeLend Promotion】Up to HK$32,000 Rewards:
      The promotion is valid from 1 September 2025 to 30 September 2025, both dates inclusive. Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
      ・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800 cash rebate
      ・Loan amount between HK$200,001 to $300,000: Enjoy HK$8,000 cash rebate
      ・Loan amount between HK$300,001 to $500,000: Enjoy HK$12,000 cash rebate
      ・Loan amount between HK$500,001 to $599,999: Enjoy HK$14,000 cash rebate
      ・Loan amount betweenHK$600,000 to $799,999: Enjoy HK$16,000 cash rebate
      ・Loan amount between HK$800,000 to $1,199,999: Enjoy HK$20,000 cash rebate
      ・Loan amount between HK$1,200,000 or above: Enjoy HK$32,000 cash rebate

What you need to know

  1. Customers must submit the redemption form  after logging in to MoneySmart on or before 31 October 2025

  2. Subject to Terms and Conditions. Please visit WeLend.hk for more details.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

different replacement plans available

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

WeLend Card Debt Consolidation Loan analyses your debts and provides 3 different repayment plans for you to choose from to help you revitalise your credit score.

All Details

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Monthly Payment
HK$8,573