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Mox Bank Account

Mox Bank Account

Mox Bank Account

Mox Bank Account

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Back to all Savings account
1.5%
Min. Rate
4.5%
Saving Rate
HK$0
Minimum Initial Deposit
Bank Promo
【Cash Rewards Offer】From now until 30 June 2024, open a Mox Account with the code “MOX1200”, accumulate HKD3,000 spending in eligible transactions during your first 60 days upon Mox Credit¹ approval to earn additional HKD1,200 in Cash Rewards. More details here.


【EARN YOUR ASIA MILES】From now until 30 June 2024, open a Mox Account with the code “MOXMILES”, accumulate HKD3,000 spending in eligible transactions during your first 30 days upon Mox Credit approval to earn 15,000 Asia Miles.
Valid until 30 Apr 2024 - See more details below

Are you eligible?

    • 【Mox New Funds Offer up to 3.54%】

      HKD New FundsCash Reward
      HKD$75,000 | HKD$620 (3.51%)
      HKD$250,000 | HKD$2,100 (3.54%)
      HKD$500,000 | HKD$4,200 (3.54%)
      HKD$1,000,000 | HKD$8,400 (3.54%)
      HKD$2,000,000 | HKD$16,800 (3.54%)For more details : please click here

What you need to know

  1. From now till 30 April 2024, open a Mox Account and deposit HKD50,000 or more within the first 7 days, maintain it with us for 60 days and you will be rewarded a flash cash reward of HKD1,000, equivalent to a 12% p.a. savings rate#!

    Open a Mox Acount and you get ｜ Saving rate
    HKD savings base rate | 1.50%
    New Fund Campaign Rate | 2%
    Flash cash reward of HKD1,000 | 12%
    Total | 15.5%
  2. Before applying for product, please switch off Ad block, incognito mode or other do not track function

    After successfully submitting the application and opening the Mox account as well as Mox Credit, you will receive an email notice with the application reference number in 14 working days, if you don't receive the email, please check your spam folder.
  3. Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits!
    🌟 Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA,  PARKnSHOP, Wellcome, AEON etc.


    🌟 Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!
    🌟 Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now!


    🌟 3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected CashBack Merchants, such as 7-11, Mannings, Watsons,  Circle K, Deliveroo, HKTaxi, Uber, Trip.com and more! (Cap HK$1,800 cash reward within 2024)

All Details

Back to all Savings account

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Key Features of Mox Saving Account

Enjoy Daily Interest

Earn 0.3% per annum daily interest rate on your Hong Kong Dollar (HKD) savings for up to HK$ 500,000 with Mox. Moreover, you can earn 0.01% per annum daily interest on all foreign currency deposits in your Mox Account.

Time deposits made flexible with no early withdrawal fees

Mox offers flexible ways for clients to save. You can earn preferential interest rates and yet enjoy the flexibility of a savings account as Mox won’t charge any early withdrawal fees.

Goal saving

Mox allows you to organize your HKD savings by setting up up to 5 Goal accounts, keeping your current and saving account entirely separate. In this way, you can name them accordingly and track your progress in real time, making sure you are on track to realize all the Goals.

Saving habit

You can make use of Mox Savings Calculator for budgeting and automating your saving habit. Also, you can set rules to transfer money into your Goals on a regular basis.

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Mox Deposit Protection

Mox is a member of the Deposit Protection Scheme in Hong Kong. In this way, your eligible deposits with Mox (no matter what currency it is) are protected by the Deposit Protection Scheme. Each depositor can enjoy up to a limit of HK$500,000 (or its equivalent).

Frequently Asked Questions

How much interest can I earn on my savings account with Mox?

HKD: enjoy daily interest at a rate of 0.3% per annum for a maximum of HK$500,000. Foreign currency deposits: enjoy daily interest at a rate of 0.1% per annum.

How often is interest on my savings paid into my Mox account?

Mox gives interest daily to your account, including weekends and public holidays.

What currencies can I open a savings account with at Mox?

Currently, Mox offers saving accounts in Australian Dollar (AUD), Canadian Dollar (CAD), Euro (EUR), British Pound (GBP), Japanese Yen (JPY), New Zealand Dollar (NZD), Singapore Dollar (SGD), and United States Dollar (USD).