^HK$500,000

Medical Expenses

^HK$20,000

Travel Cancellation

^HK$15,000

Loss/Damage of Baggage

All Details

• Key Features

  • Cover insurable loss of trip cancellation or curtailment due to the issuance of Amber, Red and Black Outbound Travel Alerts, Travel Agent or the operator of the Public Common Carrier bankrupt or winding up

  • Comprehensive delay coverage providing trip delay allowance, reimburse the paid and forfeited cost of Transport Ticket, Accommodation, group tour fees, admission fees of overseas sports, musical or other performance events

  • Cover leisure or amateur activities during the journey, including skiing, water skiing, rafting, parachuting, bungee jump, scuba diving, rock climbing and mountaineering

  • Loss of Income Protection caused by accidental bodily injury

  • Cover Golfer “Hold-in-One”

  • Zero excess for all coverage

  • Loss due to act of terrorism

  • Worldwide Emergency Assistance Services, includes unlimited benefit amount for Emergency Medical Evacuation

  • Personal Belongings , loss of money & camera Cover, enhanced sum insured for Camera

  • Family Plan covers maximum 2 parents and unlimited number of legal child(ren) aged under 18 for premium of 2 only

  • Rental Vehicle Excess Cover

  • Free and Automatic Extension of the Policy for 14 days in case the Insured Journey is forced to be extended beyond the control of the Insured Person

  • Personal Liability maximum HK$2,000,000

  • Dah Sing Insurance members can enjoy 20% premium discount

Travel Inconvenience

Travel Delay	HK$10,000
Travel Delay Cash Benefit HK$1,500
- First 5 hours of delay HK$300
- Each subsequent 10 hours of delay HK$600
Travel Cancellation	HK$20,000
- Amber Alert HK$500
- Red Alert HK$1,000
- Black Alert HK$20,000
Baggage Delay	HK$500
Loss/Damage of Baggage and Personal Effects	HK$15,000
- Sub-limit per item/set/pair (except Camera) HK$2,000
- Camera HK$5,000
Personal Money	HK$2,000
Loss of Travel Documents	HK$15,000
- Accommodation Daily Limit HK1,500
Trip Curtailment	HK$15,000
Credit Card Protection	HK$15,000

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Coverage

Covid-19 Coverage
Rental Vehicle Cover
Mobile Phone Cover
Scuba Diving Cover
Skiing Cover
Parachuting Cover

Medical Coverage

Overseas Medical Expenses	HK$500,000
- Age up to and including 75 HK$500,000
- Age above 75 HK$250,000
Overseas Hospitalization	HK$3,000
- Daily Limit HK$300
- Hospitalisation in Overseas HK$3,000
- Hospitalisation in Hong Kong HK$3,000
Follow-up medical treatment in Hong Kong within 3 months of return from abroad
- Due to Bodily Injury HK$500,000
- Due to Sickness HK$50,000
- Chinese Medicine Practitioner HK$1,500
- Daily Limit HK$150/visit
Emergency Medical Evacuation	Actual Cost
Hospital Admission Guarantee	HK$40,000
Repatriation of Mortal Remains	Actual Cost
Compassionate Visit	HK$20,000
Return of Unattended Child(ren)	HK$20,000
Round-the-clock Hotline Service

Personal Protection

Accidental Death and Disablement	HK$500,000
- Age 18 to 75 HK$500,000
- Age under 18 or over 75 HK$250,000
Burns Cover	Third Degree Burns Cover HK$250,000
Compassionate Death Cash Benefit	HK$10,000
Other accident	Loss of Income: Protection caused by accidental bodily injury

Also Covered

Personal Liability	HK$1,000,000
Rental Vehicle	HK$2,500
Loss of Home Contents	HK$5,000
- Sub-limit per item/set/pair HK$2,000
Golfer “Hole-in- One”	HK$1,000