Up to 8% cashback on online retail transactions*
A must-have for online shopping enthusiasts! Enjoy up to 8% cashback on online retail transactions* and a 3% cashback on eligible local retail transactions* with major designated merchants. Earning cashback by using your card is as simple as that!
Up to 8%
Cashback on Online Retail Transactions
First Year Free
Fee Waiver
N/A
Minimum Income Requirements
MoneySmart Exclusive

From now until 26 Jul 2024, customers who successfully apply for a designated sim credit card (sim Credit Card/ sim World Mastercard®️) via MoneySmart can earn an extra HK$300 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-VoucherComplete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
🌟Including the sim welcome offer up to HK$700 or 2x Tickets of The Phantom of the Negative (Valued at HK$ 960) and HK$50 cash rebate, you can enjoy up to HK$1,310 rewards in total!



【📱Attention - Apple Users: sim Credit Card Apple Pay Summer Perks】During the promotion period, simply use sim Credit Card/ sim World Mastercard to accumulate HK$2,000 or more non-online Apple Pay purchases in individual phases, you can earn up to 10% CashBack on non-online Apply Pay transactions with a single net purchase amount of HK$100 or more.

Valid until 26 Jul 2024 - See more details below

Are you eligible?

    • You need to apply through MoneySmart and your credit card is approved. There are no spending requirements.

    • Must be a new cardholder.

    • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

    • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

    • 💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 88-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, sim will offer an additional HK$50 cash rebate!

What you need to know

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 August 2024

  2. 【MoneySmart Exclusive】
    Customers who successfully apply for a designated sim credit card can earn HK$300 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher.

  3. 【sim Welcome Offer】
    New sim Credit Card holders will be entitled to the following Welcome Offers after fulfilling the relevant spending conditions:
    1. 2 Tickets of The Phantom of the Negative (Valued at HK$ 960) with an accumulated spending of HK$10,000 or above on or before 8 Aug, 2024.*
    2. HK$200 CashBack or Apple Store Gift Card or HKTV mall e-coupon or matsukiyo HK Gift Voucher with an accumulated spending of HK$5,000 or above within the 90 calendar days after the card issuance.



    Terms and Conditions Apply.
    *The Welcome Offer is with limited quota and will be served on a first-come, first-served basis. The first 10 Eligible Cardholders who successfully fulfill the Spending Condition within the fulfilment period may be rewarded with Two HK$480 ‘The Phantom of the Negative’ show tickets; and other Eligible Cardholders who successfully fulfill the Spending Condition within the fulfilment period will be rewarded with CashBack in the amount of HK$960.

  4. 【sim Credit Card Apple Pay Summer Perks
    During the promotion period from 15 July to 14 September 2024, register and use sim Credit Card/ sim World Mastercard to accumulate HK$2,000 or more non-online Apple Pay purchases^ in individual phases, you can earn up to 10% CashBack on non-online Apple Pay transactions^ with a single net purchase amount of HK$100 or more.
    .Maximum CashBack Amount in each phase: HK$200
    .Maximum CashBack Amount throughout the entire Promotion Period: HK$400



    You can also get an extra HK$20 if it's your first time adding a sim credit card to Apply Pay and make any transaction⁺! (Limited to 8,000 quotas, T&C applies)
    *Phase 1: 15 July - 14 August 2024, Phase 2: 15 August - 14 September 2024

T&Cs
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