CreFIT Cash Loan
CreFIT Cash Loan
No income proof required
CreFIT Cash Loan: Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 60s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. Disburse to the designated bank account(s) via FPS immediately upon the acceptance of loan agreement, enhancing flexibility in the repayment process. The maximum loan amount is up to HK$500,000, with no drawdown or annual charges. Available for average monthly salary of as low as HK$5,000!
- 1.98%
- APR as low as*
- HK$307,200
- Total Amount Payable
- HK$7,200
- Total Interest
Special Promotion
【Get up to HK$20,000 Rewards now!】
From 9th June until 30th December 2025, qualified new customer register and drawdown CreFIT Cash Loan with certain amount, with repayment period 12 months or more in order to enjoy up to HK$20,000 cashback.🎉
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Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 60s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. Open an account and apply for a loan using the exclusive link and referral code!
Are you eligible?
- 【CreFIT Offer】
The promotional period from 9th June until 30th December 2025 (including the first and last day), new customers who have not held a CreFIT loan account in the past 24 months successfully register and drawdown CreFIT Cash Loan with certain amount, with repayment period 12 months or more in order to enjoy up to HK$20,000 cashback.
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Loan Amount for the first CreFIT Cash Loan drawdown | Cashback
HK$30,000-$49,999 | HK$500
HK$50,000-$99,999 | HK$1,000
HK$100,000-$149,999 | HK$3,000
HK$150,000-$249,999 | HK$8,000
HK$250,000-$349,999 | HK$10,000
HK$350,000 or above | HK$20,000Please refer to the Terms and Conditions for details - No documents are required*. You just fill in your employment details and current debt level to apply for a loan.
*If we cannot confirm your information, additional supporting documents may be required
What you need to know
- Cash Loan Approval Pledge ^
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^until 30th December 2025, Pledges approval result within 60 seconds^ from receive complete loan application information and customer’s consent for accessing the credit reference report. If the approval result is not available within the guaranteed time, successfully approved customers can enjoy an Interest Waiver Coupon up to value HK$1,000⁺.
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^ From your consent accessing the credit report to the approval result. Applicable to qualified customers only. For details, please refer to the website.
⁺VCREDIT reserves the final rights and is subject to the terms and conditions on a case-by-case basis. - Incognito mode quotation with no impact on credit rating#, No income proof required
#No credit report checks on Incognito mode quotation stage and authorize the credit report to complete the approval after that.
All Details
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Monthly Payment
HK$12,800