MoneySmart Exclusive

MoneySmart Says

DBS Debt Consolidation Loan offers as low as 0.02% monthly flat rate. The maximum loan amount is HK$2,000,000. It helps you pay off credit card debts and gives you extra cash at the same time. Suitable for applicants with a substantial amount of debts, to clear debts in a longer repayment period. Enjoy HK$3,300 cash vouchers for successful applications with a designated loan amount.

Total Amount Payable
Total Interest Payable

MoneySmart Exclusive

Up to HK$3,300 Coupons for applying for Debt Consolidation Loan

Valid till 31 Jul 2020

More Details
  • Customers who successfully apply for Debt Consolidation Loan via online during the Promotional Period and draw down the approved loan on or before 21 August 2020, will be entitled to an additional HK$300 supermarket cash coupons
  • Customers who successfully apply for the loan during the Promotional Period from whatever channels and draw down the approved loan on or before 21 August 2020, if the approved loan amount reaches the amount set out in the below table, will be awarded with the corresponding amount of coupons:
  • If the loan amount is HK$50,000 to HK$299,999, customer is eligible to HK$400 coupons
  • If the loan amount is HK$300,000 to HK$499,999, customer is eligible to HK$800 coupons
  • If the loan amount is HK$500,000 to HK$999,999, customer is eligible to HK$2,000 coupons
  • If the loan amount is HK$1,000,000 or above, customer is eligible to HK$3,000 coupons
  • The promotional period is valid from 1-July 2020 to 31-July 2020. First and last day are inclusive.
  • Loan drawdown date on or before 21 August 2020
  • *Please turn off AdBlocker and incognito mode before apply, to make sure you can successfully redeem exclusive reward
  • Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply
  • A redemption letter will be sent to the eligible customer by mail within 6 months after the end of the Promotional Period for the customer to redeem the Coupons at designated redemption center. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.

Quick Facts

Best For

cash rebates for online applications

Loan Approval Time


Loan Disbursement


Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Apply DBS Debt Consolidation Loan online to enjoy HK$3,300 cash vouchers for successful applications with designated loan amount.

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DBS Debt Consolidation Loan

DBS Debt Consolidation Loan

Monthly Payment