Monthly Payment
HK$9,047
- APR as low as*
- 6.38%
- Total Amount Payable
- HK$200,000
- Total Interest Payable
- HK$9,120
- Monthly Payment
- HK$9,047
Apply and redeem any of these rewards
Limited-Time July Exclusive: Total Rewards Up to HK$37,300【💰Take a step to building your wealth by consolidating your debts today! 】
Earn an extra HK$500 upon submitting + New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart, with repayment period of 36 months or above, can get up to HK$23,800 rewards + Extra up to 130,000 SmartPoints! Get up to a total HK$37,300 reward!
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1️⃣ Get extra HK$500 cash regardless of approval !
From now until 31 July, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
⠀⠀
2️⃣ 130,000 SmartPoints can fully redeem HK$13,000 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or iPhone 16 Pro, 256 GB (Value: HK$9,399) or MacBook Air 13” M3 chip (8GB Memory, 256GB SSD) (Value: HK$8,999) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or cash out HK$8,666 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
Monthly Payment
HK$8,573
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
From 1 July 2025 - 31 July 2025, apply for WeLend designated loan via MoneySmart, successfully drawdown a designated loan amount, can earn up to 💰 HK$32,000 Rewards!a
Monthly Payment
HK$8,900
- APR*
- 6.72%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,900
【MoneySmart Exclusive Offer】－ Get total reward up to HK$22,399!🔥
From now until 31 July, 2025, customers successfully draw down CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate with designated loan amount via MoneySmart could enjoy designated prizes up to HK$22,399,－include HK$4,000 Vouchers OR 📱 variety of exclusive gifts : iPhone 16e 128GB / Apple HomePod / Apple AirPods 4 with Active Noise Cancellation! Also earn extra Cash Rebate up to HK$16,800!
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🤑 July Exclusive － Regardless of Approval!
Apply for CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and submit all the required documents, you can earn HK$500 cash rebate regardless of approval (automatically converted by 5,000 SmartPoints and will directly deposit into your FPS account)!⠀⠀
Monthly Payment
HK$8,736
- APR*
- 4.67%
- Total Amount Payable
- HK$209,672
- Total Interest Payable
- HK$9,672
- Monthly Payment
- HK$8,736
【MoneySmart Exclusive Offer 】Get total rewards up to HK$29,698!
From now on until 31 July 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6 (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$8,433
- APR*
- 1.12%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【MoneySmart Exclusive】Drawdown of HK$10,000 or above to get rewards worth HK$2,100 (HK$1,600 cash + HK$500 supermarket voucher▲)!
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During promotional period, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan via MoneySmart, you can enjoy:
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1️⃣ New Customers who have completed a drawdown of HK$10,000 of above, are entitled to enjoy HK$1,600 cash rebate (automatically converted by 16,000 SmartPoints and will directly deposit into your FPS account)
⠀⠀
2️⃣ Rookie loan applicants who have applied loan with promo code “SMART” and successfully drawn down the loan, are entitled to HK$500 supermarket voucher. No Supporting Documents Required#. Online Instant Approval⦿.
⠀⠀
Earn rewards worth up to HK$2,100 in total!
Monthly Payment
HK$8,687
- APR*
- 4.1%
- Total Amount Payable
- HK$208,496
- Total interest payable
- HK$8,496
- Monthly Payment
- HK$8,687
【MoneySmart Exclusive Offer】－ Get total reward up to HK$28,888！🔥
From now until 31 July, 2025, customers who successfully apply and draw down Debt Changer – the Debt Consolidation Program – with the promo code [MONEYSMART] can enjoy prizes up to HK$8,000! Also earn extra Cash Rebate up to HK$20,888!－ total reward up to HK$28,888!
Monthly Payment
HK$8,693
- APR*
- 4.11%
- Total Amount Payable
- HK$208,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$8,693
【Upgraded Offer – up to $32,687 rewards】
From 1 July until 31 July, apply for WeLab Bank Card Debt Consolidation Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!
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Save up to 97% on interest and clear all your credit card debt with a new perspective!
⠀⠀
Monthly Payment
HK$8,533
- APR*
- 1.98%
- Total Amount Payable
- HK$204,800
- Total Interest Payable
- HK$4,800
- Monthly Payment
- HK$8,533
Monthly Payment
HK$8,429
- APR as low as
- 1.1%
- Total Amount Payable
- HK$202,304
- Total Interest Payable
- HK$2,304
- Monthly Payment
- HK$8,429
From 1 July 2025 to 31 July 2025, successfully apply for UA i-Money Express Online Personal Loan via MoneySmart, you can enjoy:
1️⃣ HK$1,000 exclusive cash (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!
Monthly Payment
HK$9,173
- APR*
- 5.16%
- Total Amount Payable
- HK$220,160
- Total Interest Payable
- HK$20,160
- Monthly Payment
- HK$9,173
Monthly Payment
HK$9,275
- APR as low as*
- 5.28%
- Total Amount Payable
- HK$222,593.60
- Total Interest Payable
- HK$22,593.60
- Monthly Payment
- HK$9,275
Monthly Payment
HK$10,173
- APR
- 21.88%
- Total Amount Payable
- HK$244,160
- Total Interest Payable
- HK$44,160
- Monthly Payment
- HK$10,173
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Monthly Payment
HK$8,773
- APR as low as*
- 4.95%
- Total Amount Payable
- HK$210,560
- Total Interest Payable
- HK$10,560
- Monthly Payment
- HK$8,773
Monthly Payment
HK$8,733
- APR*
- 4.63%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
Monthly Payment
HK$9,173
- APR*
- 10.01%
- Total Amount Payable
- HK$216,152
- Total Interest Payable
- HK$16,152
- Monthly Payment
- HK$9,173
Monthly Payment
HK$9,673
- APR*
- 8.0%
- Total Amount Payable
- HK$232,160
- Total Interest Payable
- HK$32,160
- Monthly Payment
- HK$9,673
Monthly Payment
HK$8,742
- APR
- 4.83%
- Total Amount Payable
- HK$205,280
- Total Interest Payable
- HK$5,396.16
- Monthly Payment
- HK$8,742
Monthly Payment
HK$8,733
- APR*
- 6.68%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
