Get the Best Standard Chartered Personal Loans Rates in Hong Kong 2020

Updated January 2020

Looking for the best personal loans in Hong Kong? MoneySmart compares different loan plans from Standard Chartered with confidence.

Edit Loan Details

Loan Details
HK$
HK$
Tax Season’s Standard Chartered Personal Instalment Loan
Monthly
Payment
HK$8,422

1.9800%

APR*

$101,066

Total Amount Payable

$1,066

Total Interest Payable

HK$8,422

Monthly Payment
  • Online Offer up to HK$300 Cash Coupon

Key Features

APR as low as 1.98% with 0% handling fee
Loan amount: Up to HKD2,500,000 or 18x salary (whichever is lower)
Up to HK$300 Cash Coupon

Repayment Summary

Principal Loan AmountHK$100,000
Total Interest PayableHK$1,066
Total Amount PayableHK$101,066
Annual Percentage Rate1.9800%
Monthly PaymentHK$8,422
Repayment Period12 months
Standard Chartered Personal Instalment Loan
Monthly
Payment
HK$8,553

4.9400%

APR*

$102,634

Total Amount Payable

$2,634

Total Interest Payable

HK$8,553

Monthly Payment
MoneySmart Exclusive: Up to HK$2,000 Cash Voucher + Extra Up to HK$5,000 Voucher!!!
  • Online Offer up to HK$2,000 Cash Coupon

Key Features

APR as low as 1.98% with 0% handling fee
Monthly flat rate as low as 0.08882%
Loan amount: Up to HKD2,000,000 or 18x salary (whichever is lower)
Up to HK$2,000 Cash Coupon (from the bank)+ extra up to HK$5,000 Supermarket Voucher ( from MoneySmart)

Repayment Summary

Principal Loan AmountHK$100,000
Total Interest PayableHK$2,634
Total Amount PayableHK$102,634
Annual Percentage Rate4.9400%
Monthly PaymentHK$8,553
Repayment Period12 months
Standard Chartered Debt Consolidation Program
Monthly
Payment
HK$8,754

9.6000%

APR*

$105,052

Total Amount Payable

$5,052

Total Interest Payable

HK$8,754

Monthly Payment
MoneySmart Exclusive: Up to HK$3,000 Cash Voucher + Extra Up to HK$5,000 Voucher!!!
  • Online Offer up to HK$3,000 Cash Coupon

Key Features

APR as low as 2.15% with 0% handling fee
Monthly flat rate as low as 0.092%
Loan amount: Up to HKD2,000,000 or 18x salary (whichever is lower)
Loan tenure up to 72 months
Up to HK$3,000 Cash Coupon (from the bank)+ extra up to HK$5,000 Supermarket Voucher (from MoneySmart)

Repayment Summary

Principal Loan AmountHK$100,000
Total Interest PayableHK$5,052
Total Amount PayableHK$105,052
Annual Percentage Rate9.6000%
Monthly PaymentHK$8,754
Repayment Period12 months

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. To borrow or not to borrow? Borrow only if you can repay!