- APR*
- 1.1%
- Total Amount Payable
- HK$101,152
- Total Interest Payable
- HK$1,152
- Monthly Payment
- HK$4,215
From 1 July 2025 to 31 July 2025, successfully apply for UA i-Money Express Online Personal Loan via MoneySmart, you can enjoy:
1️⃣ HK$1,000 exclusive cash (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!

- APR*
- 1.38%
- Total Amount Payable
- HK$101,440
- Total Interest Payable
- HK$1,440
- Monthly Payment
- HK$4,227
From 1 July 2025 to 31 July 2025, successfully apply for UA Civil Servants and Professionals Express Loan via MoneySmart, you can enjoy:
1️⃣ HK$1,000 exclusive cash (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!
