- APR as low as*
- 1.98%
- Total Amount Payable
- HK$202,496
- Total Interest Payable
- HK$2,496
- Monthly Payment
- HK$8,437
【June Special - Limited-time Offer】
From 1 June until 30 June 2025, apply for X Wallet X Cash.AI via MoneySmart, and enter the promo code "MS2500", you can earn:
1. HK$800 Apple Store Gift Card / PARKnSHOP supermarket voucher / HKTVmall e-Voucher regardless of approval (fulfilled by MoneySmart)
2. HK$1,700 Cash Reward from X Wallet upon successfully drawing down HK$20,000 or above and meeting the following conditions. Enjoy the welcome offer of HK$2,500 in total!

- APR*
- 1.98%
- Total Amount Payable
- HK$232,160
- Total Interest Payable
- HK$32,160
- Monthly Payment
- HK$9,673