If contracting COVID-19 while on board, this policy extends to cover COVID-19 related medical expenses and hospital cash. Please refer to brochure and policy specimen for details.
Medical expenses up to HK$500,000 including in and outpatient treatments
No sub-limit or restriction on outpatient expenses and number of visits
No co-payment or deductible
Scale 2 is adopted for Accidental Death and Disablement
Extend to cover amateur hazardous sports and terrorism
Parents' / guardians' enrollment for children travel on their own is acceptable
*All trips must depart from and return to Hong Kong
Travel Delay or Re-Route
Cash benefit for common carrier delay for more than 6 hours due to strike, riot, civil commotions, hijack, adverse weather, natural disaster or mechanical fault
Nil
or
Reimburse for (1) additional travel fare incurred for re-routing, or (2) additional/ irrecoverable accommodation expenses if the common carrier is canceled or delayed for over 12 hours due to above reasons
NiI
Travel Cancellation
Nil
Reimburse for travel and/ or accommodation expenses in the event of trip cancellation due to death, serious Injury, serious sickness of insured person/ immediate family member/ travel companion / co-partner, witness summons, compulsory quarantine or jury service of an insured person ; strike, riot or civil commotion, adverse weather conditions or infectious disease at the planned destination serious damage to the insured person's residence from fire or flood
Baggage Delay
Nil
Emergency purchase due to baggage delay for more than 6 hours
Document Loss
Nil
Reimburse for the replacement cost of lost travel documents, additional travel and/ or accommodation expenses due to theft, robbery or burglary (Maximum per day limit for travel and accommodation expenses)
Personal Money
Nil
Trip Curtailment
Nil
Reimburse for travel and/ or accommodation expenses incurred for trip curtailment due to death, serious injury or serious sickness of an insured person/ immediate family member/ travel companion/ co-partner, strike, riot or civil commotion, adverse weather conditions or infectious disease at the planned destination
Personal Baggage
Nil
Pay for loss of or damage to baggage and personal effects
Nil
Sub-limit per item/ pair/ set of articles (including all accessories)
Nil
Sub-limit for lap-top computer ( including all accessories )
Nil
Medical Expenses
HK$500,000 (Sub-limit as below)
Reimbursement of the actual expenses for treatment of injury and sickness
1) Follow-up Medical Treatment Extension (within 90 days after returning to Hong Kong)
HK$250,000
Including Chinese medicine, Chinese bone-setting, acupuncture treatment expenses and physiotherapy
HK$200 Per Day Per Visit, HK$1,200 Per Policy Period
2) Overseas Hospital Cash
HK$300 Per Day
Cash benefit for each day of overseas hospital confinement due to injury or sickness
HK$3,000 Per Trip
Extension of COVID-19 Medical Expenses and Hospital Cash
HK$110,000
If during the period of insurance the Insured Person sustains coronavirus disease (COVID-19) first contracted during the Trip and is diagnosed within fourteen (14) days upon return to the port of Hong Kong which directly results in the necessity of medical treatment in Hong Kong
1) Reimburse the Insured Person for any reasonable and customary medical expenses incurred within thirty (30) days from the date of diagnosis, and subject to the following maximum sub-limit per person.
2) Indemnify the Insured Person a daily benefit of HK$300 for each day of confinement up to a maximum of fourteen (14) days.
Emergency Medical Evacuation and Repatriation
Unlimited
Repatriation of Mortal Remains
Unlimited
Hospital Admission Guarantee
HK$40,000
Compassionate Visit
HK$50,000
1) Hospitalization Insured Person (at least 7 days)
Travel and accommodation expenses for one relative or friend subject to HK$1,000 per night up to 7 consecutive nights
HK$50,000
2) Death of Insured Person
Travel and accommodation expenses for one immediate family member subject to HK$1,000 per night up to 5 nights
HK$50,000
3) Death of Immediate Family Member
Pay the travel expenses for the insured person's return to take care the necessary arrangement of a deceased immediate family member
HK$50,000
Return of Child(ren)
HK$50,000
Pay the travel expense for sending back an unattended child during the hospitalization of the insured person
Round-the-clock Hotline Service
Included
24-hour hotline for travel assistance, business concierge and medical assistance
Accidental Death and Disablement
HK$600,000
Death or permanent disablement arising within 12 months of an accident
1) Accident while in a common carrier
HK$600,000
2) Other accidents
HK$300,000
Burns Benefit
HK$100,000
Second or third-degree burns arising within 12 months of an accident
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