Best Singapore Travel Insurance with Covid-19 Coverage 2023

Effective 1st April 2022, Singapore removed all restrictions including pre-department tests and quarantine for fully vaccinated travellers entering the country as a major step to restore the aviation and tourism industries which were heavily affected by the pandemic. Although It is not mandatory for fully vaccinated visitors entering Singapore to purchase travel insurance with Covid-19 coverage, going to Singapore with COVID-19 travel insurance in your pocket will set your heart at ease.

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Best Singapore Travel Insurance Policies with COVID-19 Coverage

Medical Expenses
HK$500,000
Trip Cancellation
HK$25,000
Loss/Damage of Baggage
HK$10,000
Premium
PremiumHK$26915% Off
HK$228.65
The premium of the AXA SmartTraveller Plus Economy Plan is very competitive and it offers Covid-19 coverage - which makes it a top choice for travellers going to Singapore. The maximum limit for medical and related expenses is up to HK$500,000 for an insurer aged 18 to 70. For an insurer aged 70 or above, the limit is HK$250,000. It also provides free cover for children insured under the same policy with their parent(s).
Medical Coverage (Overseas)
HK$1,000,000
Trip Cancellation
HK$25,000
Loss/Damage of Baggage
HK$10,000
Premium
PremiumHK$19020% Off
HK$152
STARR TraveLead Extra Plan provides extended coverage in relation to Covid-19 (For Single-Trip Policy) e.g. medical expenses and hospital cash, trip cancellation, etc. If contracting Covid-19 for the first time while traveling, the insurer can receive up to HK$300,000 medical expenses as compensation.
Medical Expenses
HK$2,000,000
Travel Cancellation
HK$40,000
Loss/Damage of Baggage
HK$25,000
Premium
PremiumHK$326.30140% Off
HK$195.78
Allianz Travel - Gold Plan provides a new Covid-19 extension covering medical expenses, overseas hospital daily cash and emergency medical assistance as a result of being diagnosed with Covid-19 or quarantine while traveling abroad. Cancellation/ curtailment of journey is also covered if the Insured Person, Traveling Companion and/ or Immediate Family Member is diagnosed with Covid-19.
Online Promo
Medical Expenses
HK$1,000,000
Trip Cancellation
HK$50,000
Loss/Damage of Baggage
HK$20,000
Premium
PremiumHK$36530% Off
HK$255.50
Online Promo:
Apply via MoneySmart using promo code "MS202307" to enjoy an instant 30% discount!

Valid until 30 Sep 2023
Dah Sing JourneySure Travel Insurance provides medical and personal accident cover, and overseas emergency assistance. It also offers COVID-19 protection to make your journey in Singapore worry-free.

Things to Note about Singapore Travel Insurance Policies

High risk sports coverage

Make sure your travel insurance covers for the high risk sports e.g. skydiving you will be participating in. Some policies only cover climbing up to a certain height so be sure to check the terms and conditions of the relevant sports coverage first beforehand.

Time limits on your Travel Insurance claim

Most insurers will require you to make the claim within 30 days of the occurrence. Given that it will take some time to process your claim, it is wise to submit your claim form as soon as possible.

Travel alert

The Outbound Travel Alert (OTA) System aims to help travellers to have a better understanding of the risks and threats about your personal safety in traveling. If you purchased the travel insurance before the issuance of travel alert, your travel will be covered.

Covid-19 Coverage

To enter Singapore, effective from 1 April 2022, it's mandatory to purchase travel insurance with at least S$30,000 medical coverage for unvaccinated travelers.

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FAQ

What should I be aware of when traveling to Singapore?

Effective 1st April 2022, fully vaccinated traveler entering the country is no longer required to take pre-department tests, purchase travel insurance or undergo quarantine. However, restrictions still apply to the unvaccinated aged 13 or above. It is still mandatory for them to be insured for a minimum coverage of S$30,000 per person for any Covid-19 related medical charges.

When should I buy a travel insurance policy when planning a trip to Singapore?

To ensure you enjoy the maximum protection, it is wise to get your travel insurance at the same time when you book your air tickets and accommodation.