Get the Best BEA Banks Loans Rates in Hong Kong 2019

Updated September 2019

Looking for the best banks loans in Hong Kong? MoneySmart compares different loan plans from BEA with confidence.

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Loan Details
BEA "Super Fast" Debt Clearance Plan




Total Amount Payable


Total Interest Payable


Monthly Payment
  • Cash rebate for new customers of up to HK$2,000 + up to HK$300 cash rebate for online application

Key Features

APR as low as 2.91%
Repayment period of up to 72 months
Loan amount of up to 21 times your monthly basic salary (maximum HK$1,200,000)
Cash rebate for new customers of up to HK$2,000
Successfully apply and submit documents online to get extra cash rebate of up to HK$300

Repayment Summary

Principal Loan AmountHK$200,000
Total Interest PayableHK$729
Handling FeeHK$2,400
Total Amount PayableHK$203,129
Annual Percentage Rate2.91%
Monthly PaymentHK$16,927
Repayment Period12 months

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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