Get the Best HSBC Banks Loans Rates in Hong Kong 2019

Updated March 2019

Looking for the best banks loans in Hong Kong? MoneySmart compares different loan plans from HSBC with confidence.

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Loan Details

HSBC Personal Instalment Loan




Total Amount Payable


Total Interest Payable


Monthly Payment
Key Features
Preferential monthly flat rate as low as 0.12% (APR as low as 2.70%*)
Apply online to enjoy HK$100 cash rebate
Submit supporting document(s) required by the Bank for the loan application to enjoy HK$100 cash rebate
HK$0 handling fee
Loan amount of up to HK$3,000,000 or 12 times of the monthly salary
Choice of repayment period from 6 months to 60 months
1-minute approval and no income proof is required if you have maintained an auto payroll account with HSBC for one month or above
30-day service pledge – early redemption fees waiver
Cash withdrawal from over 1,000 HSBC's ATMs and branches
*This APR includes cash rebate
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$1,020
Total Amount PayableHK$51,020
Annual Percentage Rate3.82%
Monthly PaymentHK$4,252
Repayment Period12 months

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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