Get the Best HSBC Banks Loans Rates in Hong Kong 2020

Updated February 2020

Looking for the best banks loans in Hong Kong? MoneySmart compares different loan plans from HSBC with confidence.

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Loan Details
HSBC Personal Instalment Loan




Total Amount Payable


Total Interest Payable


Monthly Payment

Key Features

Monthly flat rate as low as 0.13% (APR as low as 2.92%)
Online offer of up to HK$500 cash rebate
Document submission offer of HK$100 cash rebate
HK$0 handling fee
Loan amount of up to HK$1,500,000 or 12 times of the monthly salary
Choice of repayment period from 6 months to 60 months
1-minute approval and no income proof is required if you have maintained an auto payroll account with HSBC for one month or above
30-day service pledge – early redemption fees waiver
Cash withdrawal from over 1,000 HSBC's ATMs and branches

Repayment Summary

Principal Loan AmountHK$100,000
Total Interest PayableHK$3,600
Total Amount PayableHK$103,600
Annual Percentage Rate6.80%
Monthly PaymentHK$8,633
Repayment Period12 months

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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