HK$9 = 1 Mile

Miles Conversion (Local Spending)

40%

Discount at designated restaurants

HK$6 = 1 Mile

Miles Conversion (Overseas Spending)

All Details

• Key Features

  • Earn 3 Membership Rewards points for every HK$1 oversea spending (HK$6 = 1 Mile)

  • Complimentary hotel membership to world’s leading hotels with benefits with an average total value of HK$4,680. Details please refer to here.

  • Enjoy over 1,400 lounges access over the world and exclusive access to the Centurion Lounges

  • [All NEW] From now till 31 December 2024, enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of hotel & car rental partners via American Express Travel Online platform to receive up to HK$2,200 Statement Credit annually. Details please refer to here.

  • Enjoy HK$2,000 dining credit annually! HK$1,000 dinning at selected local restaurants, more than 30 local restaurants; HK$1,000 dinning at oversea restaurants, more than 1,400 restaurants in over 20 cities. Details please refer to here.

  • Buy-1-Get-1-Free: 3D, 2D and IMAX regular priced movie tickets on Fridays all year round at Broadway Circuit. Enjoy 20% savings on 3D, 2D and IMAX on the other days

  • Complimentary travel insurance

  • Introducing Pay with Points Max - enjoy an enhanced rate of 300 points per HK$1 when you cover purchases at 50 popular brands across town, 25% more value compared to the normal rate

  • An administration fee will apply to each air mile conversion. Terms and conditions of American Express Membership Rewards Program apply.

  • Terms and Conditions apply

Air Miles

• Enjoy over 1,400 lounges access over the world and exclusive access to the Centurion Lounges

• Earn 3 Membership Rewards points for every HK$1 oversea spending(HK$6 = 1 Mile)

• With Turbo program, earn 2 Membership Rewards points for every HK$1 local spending (HK$9 = 1 Mile)

Best Credit Cards

• Enjoy over 1,400 lounges access over the world and exclusive access to the Centurion Lounges

• Complimentary hotel membership to world’s leading hotels with benefits with an average total value of HK$4,680

• Complimentary Travel Insurance that includes Travel Accidents coverage of up to HK$4,000,000 and Medical Assistance and expense up to HK$1,000,000

Dining

• Enjoy HK$2,000 dining credit annually! HK$1,000 dinning at selected local restaurants, more than 30 local restaurants; HK$1,000 dinning at oversea restaurants, more than 1,400 restaurants in over 20 cities. Details please refer to here.

• Up to 40% savings on à la carte dinner menu at selected restaurants of Cafe Deco Group

• Up to 40% savings on à la carte dinner menu at designated Maxim's Chinese Cuisine restaurants and m.a.x. concepts restaurants

• 30% savings on food items in the a la carte menu for takeaway order at designated restaurants of Maxim’s Chinese Cuisine

• Up to 30% saving on a la carte food menu for all day dine-in at participating restaurants of LKF Concepts

• Up to 30% saving on a la carte food and beverages menu for all day dine-in at participating restaurants of S&S Hospitality

Welcome Offers

• From now until September 30 2024, apply for Platinum Card and fulfilled spending of HK$15,000 in first 2 months, to get up to HK$4,800 rewards.

• Cardmembers who paid the annual fee and holding valid The Platinum Card accounts with good standing and not overdue will be eligible for the above Online Bonus and Welcome Bonuses.

Overseas Spending

• Complimentary benefits with an average total value of HK$4,680 with FINE HOTELS & RESORTS through Platinum Travel Service. With over 1,300 world-class properties for you to explore: Noon check-in, when available. Complimentary room upgrade upon arrival, when available. Complimentary daily breakfast for two people. Complimentary in-room Wi-Fi. Guaranteed 4pm late checkout. Additional special amenity at each property, such as a US$100 food and beverage credit or a massage for two people

• Elite partner programs Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs. Hilton Honors - Gold status. Radisson Rewards – Premium Status. Marriott Bonvoy™ - Gold Elite Status. Avis President’s Club

• The Hotel Collection Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide

• Comprehensive Travel Insurance Provide you and your family with a global travel insurance: Travel Accidents coverage of up to HK$4,000,000. Medical Assistance and expense up to HK$1,000,000. Canceling and cutting short your trip. Lost, stolen and damaged baggage. Delayed flights and missed departures

Annual Interest Rate and Fees

Annual Principal Fee	HK$9,500
Fee Waiver
Annual Interest Rate	N/A
Late Payment Fees	Retail Purchase APR: 35.96%
Minimum Monthly Repayment	The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$300, plus any overdue minimum payments and any amount exceeding your credit limit.
Foreign Currency Transaction Fee	2.00%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	39.87%
Overlimit Fee	N/A

Promotion

MoneySmart Exclusive
Apple Gift Card Promo

Card Association

American Express

Credit Card Features

Airport Lounge Access