Best BEA Mortgage Plan in Hong Kong 2020

Compare mortgage interest rates in Hong Kong and find the best mortgage plan for you. Read More
Looking for HK$4,000,000 loan over 30 Years
We found 2 BEA Mortgages for you!
BEA logo
Monthly PaymentMonthly Payment

HK$15,804.84

Promotion
P Plan Rate
P(5.25%)-2.75%
Best Lending Rate (=P)
5.25%
Max Cash Rebate
HK$20,000
Monthly Payment
HK$15,804.84
Enquire Now
Promotion: Premier gifts for draw down Valid till 31 Jul 2020.
BEA logo
Monthly PaymentMonthly Payment

HK$14,275.40

Promotion
HIBOR Plan Rate
H+1.3%
Interest Rate Cap
P(5.25%)-2.75%
Max Cash Rebate
HK$20,000
Monthly Payment
HK$14,275.40
Enquire Now
Promotion: Premier gifts for draw down Valid till 31 Jul 2020.

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BEA Property Valuation

Bank of East Asia provides immediate online property valuation services for mortgage applicants. However, this service doesn’t apply to all properties and it is only for reference and should not be considered conclusive. It is always more reliable to quote from more than one bank. However, this can be really time-consuming. To save time, mortgage applicants can consider applying for a mortgage through MoneySmart. The MoneySmart mortgage team works with a number of major mortgage lenders in Hong Kong and you can be assured to get more than one valuation service. You can also make use of our online Property Valuation Calculator to find out your property valuation.

BEA P Plan Mortgage Rates - New Purchase P Plan/ Refinance P Plan

MORTGAGE LOAN SIZEMORTGAGE RATECASH REBATE
HK$2,000,000 or aboveP(5.375%) - 3%= 2.375%2.05%
Below HK$2,000,000P(5.375%) - 2.9%= 2.475%1.80%

BEA H Plan Mortgage Rate - New Purchase H Plan/ Refinance H Plan

MORTGAGE LOAN SIZEMORTGAGE RATE & CAPPED MORTGAGE RATECASH REBATE
HK$2,000,000 or aboveH+1.24 & P(5.375%) - 3%= 2.375%2.05%
Below HK$2,000,000H+1.24 & P(5.375%) - 3%= 2.3751.80%

BEA Types of Property

PROPERTY TYPESY/NREMARKS
New purchase of public housing without premium payment (green form applicants)MaybeLetter from Housing Authority required.
New purchase or refinance of HOS flats without premium paymentMaybeLetter from Housing Authority required.
Village houseMaybeHouse viewing and floor plan required.
Property with building ordersMaybeOn a case by case basis
Mainland propertyN-

Compare all BEA mortgages

Apply with MoneySmart to get extra cash rebates

Apply for BEA Mortgage with MoneySmart

Section Blurb

Step 1Get in touch

Contact us through our website/ Whatsapps +852 9665 5218

Step 2Compare different mortgage plans

MoneySmart will follow up on your inquiry and provide you with different mortgage plans to choose from

Step 3Apply online with required documents

Fill in only one form specially designed by MoneySmart to apply for mortgages with different banks. 👍🏻

Step 4Check the application form and sign it

The bank that you have applied for will contact you directly 📞to get the necessary documents. You can get in touch with the mortgage department directly for future inquiries.

Step 5Customer care services

We will provide you with suggestions and assistance you may need until you have successfully got the mortgage.

BEA Mortgage FAQ

What documents are required when applying for BEA mortgage?

Mortgage applicants are required to submit proof of identity, recent 3-month salary record, bank statement and recent tax bill. For new purchase mortgage application, applicants are required to submit provisional agreement for sale and purchase. For refinance mortgage, recent repayment record, current mortgage repayment information and proof of residential address are required.

Does BEA provide mortgage for properties with building order?

Bank of East Asia may provide mortgage for properties with building order. But it will be handled on a case by case basis.

Will mortgage application without a fixed income be accepted?

Applicants without a fixed income can submit a mortgage application with the recent 6-month bank statement.

Can I apply for a mortgage without a tax bill? Applying for BEA without a tax bill is not likely to be accepted. Applicants may consider applying through Asset

Applying for BEA without a tax bill is not likely to be accepted. Applicants may consider applying through Asset Based Lending (ABL) instead of in this case.

Why get a mortgage through MoneySmart?

Apply through MoneySmart is easier and cheaper. You can get up to 2.5% special interest rate and up to 1.5% cash rebate. In just 9 working days, you can get multiple banks’ offers.