3.88%

APR as low as*

The above example is for reference only to illustrate APR. The actual APR applicable may differ, which is to be considered on a case-by-case basis in accordance with customer’s profile.

^HK$217,092.80

Total Amount Payable

^HK$17,092.80

Total Interest Payable

All Details

• Key Features

  • Accept all types of income proof: Any kinds of the latest 1-month income proof could be accepted for any employees or self-employed individuals

  • Annualized Percentage Rate (“APR”) as low as 3.88%, monthly interest rate as low as 0.186%. Daily interest as low as HK$13

  • HK$0 handling fee

  • Loan amount up to 8 times of monthly salary or a maximum of HK$200,000 (whichever is lower)

  • Tenor range from 6 to 48 months for your selection

  • No early repayment fee

  • APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.

  • Terms and Conditions Apply。

  • To borrow or not to borrow? Borrow only if you can repay!

  • Enquiry Hotline ：2806 5050

• Repayment Summary

  Principal Loan Amount	HK$200,000
  Total Interest Payable	HK$17,092.80
  Monthly Payment	HK$9,046
  Total Amount Payable	HK$217,092.80
  Annual Percentage Rate	8.3%
  Monthly Interest Rate	0.3561%
  Loan Tenure	24 Months

Fees & Charges

Handling Fee	Not Applicable

Plan Materials

Terms and Conditions	Terms and Conditions

Eligibility

Age Requirement	18 years old or above
Residency Status	Hong Kong Permanent Residents