Are you eligible?

• • WeLab Bank new/existing customer

  • Successfully draw down WeLab Bank Personal Instalment Loan using MoneySmart unique code "NLSMRT"

What you need to know

1. 【MoneySmart Exclusive】Regardless of approval !
   Apply for WeLab bank Personal Loan with amount between HK$500,000-HK$1,500,000, repayment tenor of 24 months or above, regardless of approval, can get extra: 8,000 SmartPoints

2. 【MoneySmart Exclusive】Up to HK$7,180 !
   From 1 February 2025 until 28 February 2025, successfully applied and draw down loan, for repayment tenor of 24 months or above, can get:
   ・Loan Amount of HK$200,001 to HK$300,000 , get a SONY WH-CH720N Headphone (value:HK$1,299) / HK$1,000 Apple Store Gift Card / HK$1,000 PARKnSHOP supermarket vouchers
   ・Loan Amount of HK$300,001 to HK$500,000, get a De'Longhi (ECOV311) Icona Vintage Series Pump-driven Espresso Coffee Machine(value: HK$3,288)/ HK$2,000 Apple Store Gift Card / HK$2,000 PARKnSHOP supermarket vouchers
   ・Loan Amount of HK$500,001 to HK$600,000, get a Insta360 X3 (Standard Bundle) (value: HK$3,678) / HK$3,000 Apple Store Gift Card / HK$3,000 PARKnSHOP supermarket vouchers
   ・Loan Amount of HK$600,001 to HK$800,000 , get a LG PuriCare™ AeroFurniture (value: HK$4,380) / HK$4,000 Apple Store Gift Card / HK$4,000 PARKnSHOP supermarket vouchers
   ・Loan Amount of HK$800,001 to HK$1,200,000 , get a Apple 11-inch iPad Air Wi-Fi 256GB (value: HK$5,399) / HK$5,000 Apple Store Gift Card / HK$5,000 PARKnSHOP supermarket vouchers
   ・Loan Amount of HK$1,200,001 to HK$1,500,000 , get a SAMSUNG Galaxy Book4 (16GB, 512GB SSD) (value:HK$7,180) / HK$7,000 Apple Store Gift Card / HK$7,000 PARKnSHOP supermarket vouchers

3. [WeLab Bank Offer up to HK$23,888 Reward]
   From 1 February 2025 until 28 February 2025, successful WeLab Bank Personal Instalment Loan applicants fulfil specific drawdown requirements can be entitled to up to HK$23,888 rewards:

4. For repayment tenor of 24 months or above:
   - Loan Amount of HK$150,001 to HK$200,000, get a HK$1,000 cash rebate
   - Loan Amount of HK$200,001 to HK$300,000 , get a HK$3,000 cash rebate
   - Loan Amount of HK$300,001 to HK$500,000, get a HK$5,000 cash rebate
   - Loan Amount of HK$500,001 to HK$600,000, get a HK$14,000 cash rebate
   - Loan Amount of HK$600,001 to HK$800,000 , get a HK$16,000 cash rebate
   - Loan Amount of HK$800,001 to HK$1,200,000 , get a HK$18,000 cash rebate
   - Loan Amount of HK$1,200,001 to HK$1,500,000 , get a HK$23,888 cash rebate

5. Cash Rebate will be deposited to your core account before 31 July 2025.

6. Loan-Deposit-Link offer: You can put the extra money into a high-interest savings account, allowing for flexible access to your funds while also earning some interest!

7. WeLab Bank Personal Loan /Promotion T&C for WeLab Bank Personal Loan

8. Our team of seasoned experts are here to provide you personal and professional advice, so you can pick the best loan plan with the ultimate ease of mind.

9. An eligible customer who chooses SmartPoints will receive it 4 months after the promotion period ends. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.