- Min. Rate
- 1.5%
- Saving Rate
- 4.5%
- Minimum Initial Deposit
- HK$0
Seize the Opportunity - Apply for Mox Account with "MSFLASH" to earn up to HKD2,774 Cash Rewards:
From now until 5 April 2024, simply open a Mox Account with the invitation code "MSFLASH" and apply for Mox Credit successfully, you can get HK$228 Cash Rewards right away. You can get an extra HK$800 Cash Rewards by accumulating eligible transaction(s) of HKD800 within the first 30 days of your Mox Credit approval! Earn the total cash rewards up to HKD1,028! Together with the exclusive offer from MoneySmart, you earn an extra $500 Apple Gift Card/ $500 ParknShop Voucher/ $500 Klook Voucher. Together with the bank offer from Mox, you can get up to HKD2,774 offer in total.
【Mox Flash Saving Offer 】 From now till 7 April 2024, open a Mox Account and deposit HKD50,000 or more within the first 7 days, maintain it with us for 60 days and you will be rewarded a flash cash reward of HKD1,000. Combining with the 1.5% base rate, 1.5% Welcome Bonus and Flash cash reward, your interest can amount up to a guaranteed 15% p.a.! The total interest payable will be $246!
- Step-Up Interest
- Up to 0.125%
- Transaction Reward
- Up to 500 YOU Points
- YOU Banking Reward
- Up To HK$15,300 Cash Reward
【Limited Time Offer】Successfully open YOU i-Account with MoneySmart Promotion Code “MSEY2401” through “e-Express Bank Account Application”, can get HK$250 Coupon (HK$200 to be fulfilled by MoneySmart and HK$50 to be fulfilled by Dah Sing Bank)! Enjoy YOU Banking Rewards of up to HK$15,300 Cash Rewards and 500 YOU Points now upon successful account opening!
- Monthly Account Fee
- 0
- Minimum Initial Deposit
- N/A
- New Funds Offer
- $0 fees and 0% margin in FX conversions
- HKD Fixed Deposit Interest Rate
- Up to 4.27%
- Max. Rate
- 2.67% p.a.
- Min. Initial Deposit
- HK$0
- HKD Time Deposit Rate
- up to 5%
- Foreign Currency Time Deposit Interest Rate
- up to 6%
- Highest Cash Rebate
- HK$41,600
- Minimum Initial Deposit
- HK$1,000,000
- New Funds Offer
- Up to HK$17,500
- Payroll Acount Offer
- Up to HK$1,200
- Min. Rate
- 0.001% p.a.
- Max. Rate
- 1% p.a.
- Min. Initial Deposit
- HK$10,000
- Min. Rate
- 0.001% p.a.
- Max. Rate
- 1% p.a.
- Min. Inital Deposit
- HK$200,000
- Min. Rate
- 0.001% p.a.
- Max. Rate
- 1% p.a.
- Min. Inital Deposit
- HK$1,000,000
- Min. Rate
- 0.001% p.a.
- Max. Rate
- Details please refer to Chiyu Bank's update
- Min. Initial Deposit
- HK$10,000
- Min. Rate
- 0.002% p.a.
- Max. Rate
- Details please refer to Chiyu Bank's update
- Min. Initial Deposit
- HK$1,000,000
- Min. Rate
- 0.001% p.a.
- Max. Rate
- Details please refer to Chiyu Bank's update
- Min. Initial Deposit
- HK$200,000