What is the coverage of HSBC TravelSurance?

HSBC TravelSurance provides comprehensive coverage, including Personal Accident Credit, Card Protection, Medical Expenses, Overseas Hospital Cash, Travel Delay - Cash Allowance, Trip Cancellation and Trip Curtailment, Delayed Baggage (over 6 hours), Rental Vehicle Excess, etc.

Does HSBC TravelSurance offer annual plan？

Yes, it offers an annual plan which is ideal for frequent travelers.

Does HSBC TravelSurance cover elderly and children?

Yes, HSBC TravelSurance covers the elderly and children.

Are sports and activities covered by TravelSurance?

Yes, provided that you don't take part professionally or for remuneration.Sports and activities such as safaris, whale tours, water sports and skiing are covered, as are more hazardous activities such as hot air ballooning, hang-gliding and parachuting are covered.

Compare HSBC Travel Insurance Hong Kong 2024: Offers & Coverage Overview

1. Covered for emergencies:

HSBC TravelSurance provides comprehensive cover, including personal accidents up to HK$2 million, and medical expenses up to HK$5 million

2. Cover baggage:

HSBC TravelSurance covers baggage loss or damage up to HK$20,000. HK$2,000 can be reimbursed for purchasing essential items if baggage is delayed for more than 6 hours after arrival.

3. Cover for various sports and activities:

HSBC TravelSurance covers dune driving, sand boarding, safari adventures, whale tours, hot springs, horse riding, cable cars, iceberg climbing, watching auto racing, water sports, skiing, ice-skating, biking, thrill rides at amusement parks etc.It also covers certain hazardous sports activities such as hot air ballooning, bungee jumping, hang-gliding,parachuting, zipline, rafting, speed-boating, jet-skiing, trekking, water skiing, wakeboarding, wakesurf, sea kayaking,scuba-diving (that is diving to a depth not greater than 40 meters), mountaineering, rock-climbing etc.

4. Designated loss coverage:

Cover your loss due to specific reasons such as adverse weather conditions, strike, terrorism or natural disasters.

5. Covers all ages with full benefits:

Under HSBC TravelSurance, all insured persons, including children, will enjoy the full benefits.

6. Coverage for your phone:

Enjoy up to HK$6,000 coverage for your phone.

HSBC TravelSurance Asia Plan - Basic VS Standard Plan

HSBC TravelSurance Coverage	Standard Plan (Max Coverage)	Basic Plan (Max Coverage)
Personal Accident	HK$500,000	HK$1,200,000
Credit Card Protection	HK$5,000	HK$5,000
Medical Expenses	HK$600,000	HK$5,000,000
Overseas Hospital Cash	HK$6,000（HK$500/Day）	HK$6,000（HK$500/Day）
Travel Delay - Cash Allowance	HK$2,000	HK$2,500
Trip Cancellation and Trip Curtailment	HK$25,000	HK$50,000
Delayed Baggage (over 6 hours)	HK$1,000	HK$2,000
Rental Vehicle Excess	Not Applicable	HK$3,000

HSBC TravelSurance Worldwide Plan - Basic VS Standard Plan

HSBC TravelSurance Coverage	Standard Plan (Max Coverage)	Basic Plan (Max Coverage)
Personal Accident	HK$800,000	HK$2,000,000
Credit Card Protection	HK$5,000	HK$5,000
Medical Expenses	HK$1,000,000	HK$5,000,000
Overseas Hospital Cash	HK$6,000（HK$500/Day）	HK$6,000（HK$500/Day）
Travel Delay - Cash Allowance	HK$2,000	HK$2,500
Trip Cancellation and Trip Curtailment	HK$25,000	HK$50,000
Delayed Baggage (over 6 hours)	HK$1,000	HK$2,000
Rental Vehicle Excess	Not Applicable	HK$3,000

HSBC TravelSurance - Annual Plan

HSBC TravelSurance - Annual Plan covers unlimited number of trips annually with a maximum of 90 days per trip. However, if you are not a frequent traveler, there is no need to take out an annual plan.

HSBC TravelSurance - Who is eligible to apply?

To be able to apply you must:

be a holder of HSBC bank account or credit card
be an HKSAR resident applying in the HKSAR
depart from and return to the HKSAR from your insured destination
be a holder of HKID card for online applications
for child under 18 years old: the parent or legal guardian information of the child must be supplied during the application
for children aged under 12 years old: he or she must be accompanied by an adult during the trip
provide information of any spouse/partner, children, relatives and friends if you would like to insure them under the same policy for HSBC TravelSurance

FAQ

What is the coverage of HSBC TravelSurance?: HSBC TravelSurance provides comprehensive coverage, including Personal Accident Credit, Card Protection, Medical Expenses, Overseas Hospital Cash, Travel Delay - Cash Allowance, Trip Cancellation and Trip Curtailment, Delayed Baggage (over 6 hours), Rental Vehicle Excess, etc.
Does HSBC TravelSurance offer annual plan？: Yes, it offers an annual plan which is ideal for frequent travelers.
Does HSBC TravelSurance cover elderly and children?: Yes, HSBC TravelSurance covers the elderly and children.
Are sports and activities covered by TravelSurance?: Yes, provided that you don't take part professionally or for remuneration.Sports and activities such as safaris, whale tours, water sports and skiing are covered, as are more hazardous activities such as hot air ballooning, hang-gliding and parachuting are covered.

HSBC Travel Insurance Hong Kong 2024: Compare travel insurance and enjoy exclusive discount at MoneySmart

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HK$231

HSBC Single Trip TravelSurance - Standard Plan (Asia)

HK$444

HSBC Single Trip TravelSurance - Standard Plan (Worldwide)

HK$169

HSBC Single Trip TravelSurance - Basic Plan (Asia)

HK$324

HSBC Single Trip TravelSurance - Basic Plan (Worldwide)

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